Canterbury Bells vs Money Tree Plant Comparison

Compare these two plants side by side — care needs, key differences, and which is right for your home.

Canterbury Bells

Canterbury Bells

Campanula medium

VS
Money Tree

Money Tree

Pachira aquatica

Canterbury Bells

Canterbury Bells

Campanula medium

Canterbury Bells are biennials, meaning they complete their life cycle in two years. In the first year, they produce a rosette of foliage, and in the second year, they send up tall, upright flower stalks adorned with bell-shaped flowers. These flowers come in shades of blue, purple, pink, and white. They are primarily grown as outdoor garden plants, adding a cottage garden charm. While technically possible to grow indoors, they require very bright light and cool temperatures to thrive, making it challenging.

Campanulaceae Southern Europe
✨ Features: Attracts pollinators like bees and butterflies.
📖 Read Complete Canterbury Bells Guide
Money Tree

Money Tree

Pachira aquatica

Pachira aquatica, commonly known as the Money Tree, is a tropical wetland tree that can grow up to 60 feet tall in its native habitat. It's popular as an indoor plant, often featuring a braided trunk created by intertwining several young plants. The plant has palmate leaves with 5-9 leaflets. While it can be grown indoors, it rarely flowers or produces fruit in these conditions. People grow it for its attractive foliage, braided trunk, and the belief that it brings good luck and prosperity.

Malvaceae Central and South America (Mexico to northern Brazil)
✨ Features: Believed to bring good luck and prosperity, attractive braided trunk, air purifying qualities.
📖 Read Complete Money Tree Guide

Quick Plant Comparison

Feature Canterbury Bells Money Tree
Light Full sun to partial shade outdoors. Indoors, requires very bright, direct light for at least 6 hours per day. Bright, indirect light. Avoid direct sunlight, especially during the hottest part of the day.
Watering Every 3-7 days outdoors, depending on weather. Indoors, likely less frequent, every 7-10 days, but monitor soil moisture. Every 1-2 weeks, depending on environmental conditions
Humidity 40-60% 40-60%
Temperature 15-21°C 18-24°C
Care Level Expert Easy
Growth Rate Moderate Moderate
Max Height Indoors: 30-60 cm (much smaller than outdoor specimens) 1-2 meters (indoors)
Pet Safety ❌ Toxic To Pets ❌ Toxic To Pets
Soil Well-draining potting mix amended with compost or other organic matter. Well-draining potting mix, such as a blend of peat moss, perlite, and vermiculite.
Beginner Friendly ❌ No ✅ Yes
Weekly Maintenance 15 minutes weekly outdoors, potentially more if grown indoors. 5-10 minutes weekly

🔬 Botanical Information — Comparing These Plants

Canterbury Bells

Scientific Name Campanula medium
Family Campanulaceae
Native To Southern Europe
Also Known As Canterbury Bells, Bellflower
Leaves The leaves are lance-shaped to oval, with toothed edges. They are typically medium green in color and have a slightly rough texture.
Flowers It produces bell-shaped flowers in shades of blue, purple, pink, and white. Flowering is profuse in the second year. Rarely flowers indoors.

Money Tree

Scientific Name Pachira aquatica
Family Malvaceae
Native To Central and South America (Mexico to northern Brazil)
Also Known As Money Tree, Saba Nut, Guiana Chestnut, Provision Tree, Monguba
Leaves Palmate leaves with 5-9 leaflets radiating from a central point. The leaflets are oblong or lance-shaped, typically 10-20 cm long and 3-7 cm wide. They are a glossy green color.
Flowers Rarely flowers indoors. In its natural habitat, it produces large, fragrant flowers with long, narrow petals.

📏 Size & Growth — Plant Comparison

Canterbury Bells

Height Indoors: 30-60 cm (much smaller than outdoor specimens)
Spread Indoors: 20-30 cm
Growth Rate Moderate
Growth Pattern Upright, with a basal rosette of leaves in the first year, followed by a tall flower stalk in the second year.

Money Tree

Height 1-2 meters (indoors)
Spread 0.5-1 meter
Growth Rate Moderate
Growth Pattern Upright, tree-like growth habit. Can be trained and pruned to maintain a desired shape. The trunk becomes thicker and woodier as it matures.

🌱 Propagation — Comparing Plant Growth

Canterbury Bells

Methods: Seed

Difficulty: Moderate

Tips: Sow seeds indoors 6-8 weeks before the last frost or directly outdoors in spring. Seeds need light to germinate, so don't cover them too deeply.

Money Tree

Methods: Stem cuttings, Seed

Difficulty: Moderate

Tips: Take stem cuttings in spring or summer. Use rooting hormone and keep the cuttings in a humid environment. Seeds can be sown in spring.

✨ Benefits & Features — Comparing Plant Value

Canterbury Bells

The bell-shaped flowers are its most distinctive feature, giving it a charming and classic appearance. It is a biennial, meaning it only flowers in its second year of growth.

  • ✓ Attracts pollinators to the garden.
  • ✓ Adds a touch of classic beauty to outdoor spaces.
  • ✓ Provides cut flowers for arrangements.
  • ✓ Offers a range of colors to choose from.
  • ✓ Can be grown from seed, offering a rewarding gardening experience.
  • ⚠️ Toxic to pets

Money Tree

The braided trunk is a distinctive feature, created by intertwining multiple young plants. It is also associated with good luck and prosperity in some cultures.

  • ✓ Improved air quality
  • ✓ Aesthetically pleasing appearance
  • ✓ Believed to bring good luck and prosperity
  • ✓ Relatively low-maintenance
  • ✓ Adds a touch of greenery to any space
  • 🌬️ NASA-verified air purifier
  • ⚠️ Toxic to pets

📅 Maintenance Schedule — Plant Care Comparison

Canterbury Bells

Repotting Not typically repotted as they are biennials. If grown indoors, repot in spring if root-bound.
Pruning Deadhead spent flowers to encourage more blooms. Cut back foliage after flowering.
Fertilizing Balanced liquid fertilizer diluted to half strength, applied every 2-4 weeks during the growing season (spring and summer).
Seasonal Care Spring: Plant seeds or seedlings. Summer: Water regularly and fertilize. Fall: Allow seed heads to dry for collection. Winter: Protect from frost in colder climates.

Money Tree

Repotting Every 2-3 years, or when the plant becomes root-bound.
Pruning Prune to maintain shape and remove any dead or yellowing leaves. Can be pruned heavily to control size.
Fertilizing Balanced liquid fertilizer (20-20-20) diluted to half strength, every 2-4 weeks during the growing season (spring and summer).
Seasonal Care Reduce watering in winter when growth slows down. Provide adequate light during shorter days. Increase watering and fertilizing during the growing season (spring and summer).

🌞 Light Requirements

Canterbury Bells

Full sun to partial shade outdoors. Indoors, requires very bright, direct light for at least 6 hours per day.

Low light tolerant: ❌ No

Money Tree

Bright, indirect light. Avoid direct sunlight, especially during the hottest part of the day.

Low light tolerant: ✅ Yes

💧 Watering Needs

Canterbury Bells

Water thoroughly when the top inch of soil feels dry. Avoid overwatering, which can lead to root rot. Ensure good drainage. Reduce watering during cooler months.

Money Tree

Water thoroughly when the top inch of soil is dry. Ensure good drainage to prevent root rot. Overwatering can lead to yellowing leaves and stem rot. Underwatering can cause leaf drop and crispy edges. Reduce watering frequency in winter.

🌡️ Temperature & Humidity

Canterbury Bells

Temperature: 15-21°C

Humidity: 40-60%

Money Tree

Temperature: 18-24°C

Humidity: 40-60%

🤔 Which Plant Is Right For You?

Canterbury Bells

Canterbury Bells

Campanula medium
Care: Expert Time: 15 minutes weekly outdoors, potentially more if grown indoors. Beginner: No

Gardeners looking for a classic cottage garden flower.

✅ Choose This Plant If...

  • You love cottage garden aesthetics and want to attract pollinators to your garden.
  • You are looking for a classic, old-fashioned flower.
  • You have a sunny garden space.
  • You enjoy cut flowers and want to grow your own.
  • You are experienced with gardening and can provide the specific conditions this plant needs.

❌ Skip This Plant If...

  • You have pets that might ingest the plant.
  • You don't have a very sunny location.
  • You are looking for a low-maintenance indoor plant.
📍 Ideal Location: Outdoors: Sunny garden bed or border. Indoors: Brightest possible windowsill.
🎨 Style: Cottagecore, Traditional, Romantic
🏠 Apartment Friendly: No
⚠️ According to the ASPCA, Canterbury Bells are toxic to dogs, cats, and horses. Symptoms include vomiting, diarrhea, and abdominal pain. All parts of the plant are considered toxic.
Money Tree

Money Tree

Pachira aquatica
Care: Easy Time: 5-10 minutes weekly Beginner: Yes

Beginners looking for an attractive and relatively low-maintenance indoor plant with symbolic meaning.

✅ Choose This Plant If...

  • You want a plant believed to bring good luck and prosperity.
  • You are looking for a relatively low-maintenance indoor plant.
  • You appreciate the unique braided trunk appearance.
  • You want a plant that can tolerate some neglect.
  • You want a plant that can help purify the air.

❌ Skip This Plant If...

  • You have pets that may ingest the plant, as it is toxic.
  • You tend to overwater plants.
  • You cannot provide bright, indirect light.
  • You are looking for a plant that flowers indoors.
📍 Ideal Location: Living room, office, or any room with bright, indirect light.
🎨 Style: Tropical, Bohemian, Modern
🏠 Apartment Friendly: Yes
🌬️ Air Purifying: Yes (NASA verified)
⚠️ According to the ASPCA, Pachira aquatica is toxic to dogs, cats, and horses. The plant contains an unknown toxin. Symptoms include vomiting, depression, and anorexia. All parts of the plant are considered toxic.

🎯 Quick Verdict

Best for Beginners Money Tree
Pet Friendly Neither - caution
Less Maintenance Money Tree
Apartment Friendly Money Tree

⚡ Key Differences Between These Plants

🎯

Canterbury Bells is rated Expert care level, while Money Tree is Easy.

💡 Pro Tips For Comparing These Plants

Canterbury Bells Care Tips

Canterbury Bells are best suited for outdoor gardens. Indoor cultivation is challenging due to their high light and cool temperature requirements. They are toxic to pets, requiring careful placement. Expect a shorter lifespan indoors.

  • Provide adequate sunlight for optimal flowering.
  • Ensure well-draining soil to prevent root rot.
  • Deadhead spent flowers to encourage more blooms.
  • Protect from strong winds, which can damage the tall flower stalks.
  • Monitor for pests and diseases regularly.
❄️ Winter: In colder climates, protect the base of the plant with mulch to insulate the roots. Reduce watering during dormancy.
☀️ Summer: Water regularly, especially during hot, dry weather. Provide some afternoon shade in very hot climates.

Money Tree Care Tips

Money Trees are relatively easy to care for indoors. Provide bright, indirect light and water when the top inch of soil is dry. Avoid overwatering and provide adequate humidity. Fertilize during the growing season. Be aware of its toxicity to pets.

  • Allow the top inch of soil to dry out before watering.
  • Provide bright, indirect light to prevent leaf burn.
  • Fertilize regularly during the growing season.
  • Prune to maintain shape and remove dead leaves.
  • Rotate the plant regularly to ensure even growth.
❄️ Winter: Reduce watering frequency. Ensure adequate light, especially during shorter days. Avoid placing near drafts or heating vents.
☀️ Summer: Water more frequently. Protect from direct sunlight to prevent leaf burn. Increase humidity if necessary.

⚠️ Common Problems & Solutions — Plant Care Comparison

Canterbury Bells

Common Issues: Root rot, powdery mildew, aphids, spider mites
Solutions: Root rot: Ensure well-draining soil and avoid overwatering. Powdery mildew: Improve air circulation and apply a fungicide. Aphids/Spider mites: Insecticidal soap or neem oil.

Money Tree

Common Issues: Yellowing leaves, Leaf drop, Root rot, Pests (spider mites, mealybugs)
Solutions: Yellowing leaves: Adjust watering and ensure proper drainage. | Leaf drop: Check for drafts, low humidity, or underwatering. | Root rot: Repot in fresh soil and improve drainage. | Pests: Treat with insecticidal soap or neem oil.

❓ Frequently Asked Questions — Comparing These Plants

Canterbury Bells

What are the light requirements for Canterbury Bells?

Canterbury Bells flourish best in locations that receive full sun to partial shade. Ideally, they need at least six hours of direct sunlight daily for optimal blooming. In hotter climates, afternoon shade is beneficial to prevent scorching of the leaves and flowers. When grown indoors, place them near a sunny window, such as a south- or east-facing window. If natural light is insufficient, consider using grow lights to supplement their needs. Insufficient light can lead to leggy growth and reduced flowering. Rotate the plant regularly to ensure even light exposure on all sides.

How do I care for Canterbury Bells?

Canterbury Bells thrive in well-drained soil and prefer full sun to partial shade. Water regularly, keeping the soil consistently moist but not waterlogged, especially during the growing season. Fertilize every 2-3 weeks with a balanced liquid fertilizer to promote healthy growth and abundant blooms. Deadhead spent flowers to encourage further flowering. Provide support for tall varieties to prevent them from bending or breaking. Monitor for pests like aphids and slugs, and treat as needed. Ensure good air circulation to prevent fungal diseases. In colder climates, provide winter protection or grow as an annual. They prefer moderate humidity.

How do I propagate Canterbury Bells?

Canterbury Bells can be propagated by seed, division, or basal cuttings.

Money Tree

What are the light requirements for Money Tree?

Money Trees thrive in bright, indirect light. An east-facing window is often ideal, providing gentle morning sunlight. If placing near a south- or west-facing window, use sheer curtains to filter the light. Insufficient light can lead to leggy growth and yellowing leaves. Rotate your Money Tree regularly to ensure even light exposure on all sides. Avoid placing it in direct sunlight, which can scorch the leaves. Observe your plant’s growth; if the leaves are pale or the stems are stretching, it may need more light. Artificial grow lights can supplement natural light, especially in darker environments.

How do I care for Money Tree?

Money Trees are relatively easy to care for, making them a great choice for beginners. Place your Money Tree in a location with bright, indirect light. Avoid direct sunlight, which can scorch the leaves. Water thoroughly when the top inch of soil is dry, allowing excess water to drain away. Overwatering is a common problem, so ensure good drainage. Use a well-draining potting mix. Fertilize monthly during the growing season (spring and summer) with a balanced liquid fertilizer. Prune regularly to maintain shape and remove any dead or yellowing leaves. Maintain a stable environment, avoiding drastic temperature changes. Repot every 2-3 years, or when the plant becomes root-bound. Check regularly for pests and address any infestations promptly. Provide adequate humidity, especially during dry winter months.

How do I propagate Money Tree?

Money Trees can be propagated through stem cuttings or air layering. For stem cuttings, take a 4-6 inch cutting from a healthy stem. Remove the lower leaves and dip the cut end in rooting hormone. Plant the cutting in moist, well-draining potting mix. Cover with a plastic bag to create a humid environment. Keep the soil consistently moist and place in bright, indirect light. Roots should develop in a few weeks. For air layering, make a small cut on a stem and wrap it with moist sphagnum moss. Cover the moss with plastic wrap and secure it with tape. Keep the moss moist. Roots will develop within the moss. Once roots are visible, cut the stem below the roots and plant it in a pot.

Last updated: May 3, 2026 — Plant care data reviewed and verified by our editorial team.