Money Tree vs Queen of the Night Plant Comparison
Compare these two plants side by side — care needs, key differences, and which is right for your home.
Money Tree
Pachira aquatica
Pachira aquatica, commonly known as the Money Tree, is a tropical wetland tree that can grow up to 60 feet tall in its native habitat. It's popular as an indoor plant, often featuring a braided trunk created by intertwining several young plants. The plant has palmate leaves with 5-9 leaflets. While it can be grown indoors, it rarely flowers or produces fruit in these conditions. People grow it for its attractive foliage, braided trunk, and the belief that it brings good luck and prosperity.
Queen of the Night
Selenicereus grandiflorus
Selenicereus grandiflorus, commonly known as Queen of the Night, is an epiphytic or lithophytic cactus characterized by its long, sprawling, and often climbing stems. These stems are typically green to grayish-green, ribbed, and adorned with small spines. It is primarily grown for its spectacular, large, fragrant, white flowers that bloom only at night and wither by dawn. The plant is naturally an outdoor plant, thriving in tropical and subtropical climates. While it can be grown indoors, providing the right conditions for flowering can be challenging.
Quick Plant Comparison
| Feature | Money Tree | Queen of the Night |
|---|---|---|
| Light | Bright, indirect light. Avoid direct sunlight, especially during the hottest part of the day. | Bright, indirect light to full sun. Requires several hours of direct sunlight for optimal growth and flowering. |
| Watering | Every 1-2 weeks, depending on environmental conditions | Every 2-3 weeks during growing season, less in winter |
| Humidity | 40-60% | 40-60% |
| Temperature | 18-24°C | 18-27°C |
| Care Level | Easy | Expert |
| Growth Rate | Moderate | Moderate |
| Max Height | 1-2 meters (indoors) | Indoors: 1-3 meters (can be trained to grow on supports) |
| Pet Safety | ❌ Toxic To Pets | ❌ Toxic To Pets |
| Soil | Well-draining potting mix, such as a blend of peat moss, perlite, and vermiculite. | Well-draining cactus or succulent mix |
| Beginner Friendly | ✅ Yes | ❌ No |
| Weekly Maintenance | 5-10 minutes weekly | 30 minutes weekly |
🔬 Botanical Information — Comparing These Plants
Money Tree
| Scientific Name | Pachira aquatica |
|---|---|
| Family | Malvaceae |
| Native To | Central and South America (Mexico to northern Brazil) |
| Also Known As | Money Tree, Saba Nut, Guiana Chestnut, Provision Tree, Monguba |
| Leaves | Palmate leaves with 5-9 leaflets radiating from a central point. The leaflets are oblong or lance-shaped, typically 10-20 cm long and 3-7 cm wide. They are a glossy green color. |
| Flowers | Rarely flowers indoors. In its natural habitat, it produces large, fragrant flowers with long, narrow petals. |
Queen of the Night
| Scientific Name | Selenicereus grandiflorus |
|---|---|
| Family | Cactaceae |
| Native To | Native to the West Indies, Mexico, and Central America |
| Also Known As | Queen of the Night, Night-blooming Cereus, Large-flowered Cactus, Sweet-scented Cactus |
| Leaves | This plant does not have true leaves. Instead, it has long, green to grayish-green stems that are ribbed and have small spines along the ribs. These stems function similarly to leaves in photosynthesis. |
| Flowers | The Queen of the Night can flower indoors, but it is more challenging than outdoors. The flowers are large, white, and highly fragrant, typically 20-30 cm in diameter. They bloom only at night and wither by dawn. |
📏 Size & Growth — Plant Comparison
Money Tree
Queen of the Night
🌱 Propagation — Comparing Plant Growth
Money Tree
Methods: Stem cuttings, Seed
Difficulty: Moderate
Tips: Take stem cuttings in spring or summer. Use rooting hormone and keep the cuttings in a humid environment. Seeds can be sown in spring.
Queen of the Night
Methods: Stem cuttings, Seed
Difficulty: Moderate
Tips: Allow stem cuttings to callous over for a few days before planting in well-draining soil. Keep the soil lightly moist until roots develop.
✨ Benefits & Features — Comparing Plant Value
Money Tree
The braided trunk is a distinctive feature, created by intertwining multiple young plants. It is also associated with good luck and prosperity in some cultures.
- ✓ Improved air quality
- ✓ Aesthetically pleasing appearance
- ✓ Believed to bring good luck and prosperity
- ✓ Relatively low-maintenance
- ✓ Adds a touch of greenery to any space
- 🌬️ NASA-verified air purifier
- ⚠️ Toxic to pets
Queen of the Night
The Queen of the Night is unique due to its nocturnal blooming habit and the short lifespan of its flowers. The large, fragrant, white flowers only open for one night, making it a rare and special sight. The plant's epiphytic nature also distinguishes it from typical cacti.
- ✓ Unique and dramatic aesthetic appeal
- ✓ Fragrant flowers that bloom at night
- ✓ Can be a conversation starter due to its unusual blooming habit
- ✓ Provides a sense of accomplishment when successfully grown
- ✓ Offers a connection to nature, even indoors
- ⚠️ Toxic to pets
📅 Maintenance Schedule — Plant Care Comparison
Money Tree
Queen of the Night
🌞 Light Requirements
Money Tree
Bright, indirect light. Avoid direct sunlight, especially during the hottest part of the day.
Low light tolerant: ✅ Yes
Queen of the Night
Bright, indirect light to full sun. Requires several hours of direct sunlight for optimal growth and flowering.
Low light tolerant: ❌ No
💧 Watering Needs
Money Tree
Water thoroughly when the top inch of soil is dry. Ensure good drainage to prevent root rot. Overwatering can lead to yellowing leaves and stem rot. Underwatering can cause leaf drop and crispy edges. Reduce watering frequency in winter.
Queen of the Night
Water thoroughly when the soil is dry to the touch, allowing excess water to drain away. Reduce watering frequency during the dormant winter months. Overwatering can lead to root rot, indicated by soft, mushy stems. Underwatering results in shriveled stems.
🌡️ Temperature & Humidity
Money Tree
Temperature: 18-24°C
Humidity: 40-60%
Queen of the Night
Temperature: 18-27°C
Humidity: 40-60%
🤔 Which Plant Is Right For You?
Money Tree
Pachira aquaticaBeginners looking for an attractive and relatively low-maintenance indoor plant with symbolic meaning.
✅ Choose This Plant If...
- You want a plant believed to bring good luck and prosperity.
- You are looking for a relatively low-maintenance indoor plant.
- You appreciate the unique braided trunk appearance.
- You want a plant that can tolerate some neglect.
- You want a plant that can help purify the air.
❌ Skip This Plant If...
- You have pets that may ingest the plant, as it is toxic.
- You tend to overwater plants.
- You cannot provide bright, indirect light.
- You are looking for a plant that flowers indoors.
Queen of the Night
Selenicereus grandiflorusExperienced plant enthusiasts who can provide the specific environmental conditions required for this plant to thrive and potentially bloom.
✅ Choose This Plant If...
- You are an experienced gardener looking for a challenge.
- You have a very bright, sunny location indoors or a suitable outdoor space.
- You are fascinated by night-blooming plants.
- You are willing to provide a cool, dry winter rest to encourage flowering.
- You appreciate fragrant flowers, even if they are short-lived.
❌ Skip This Plant If...
- You are a beginner gardener.
- You have pets that might ingest the plant.
- You do not have a location with sufficient sunlight.
- You are looking for a plant that blooms frequently and for extended periods.
- You are not able to provide a cool, dry winter rest.
🎯 Quick Verdict
⚡ Key Differences Between These Plants
Money Tree is rated Easy care level, while Queen of the Night is Expert.
💡 Pro Tips For Comparing These Plants
Money Tree Care Tips
Money Trees are relatively easy to care for indoors. Provide bright, indirect light and water when the top inch of soil is dry. Avoid overwatering and provide adequate humidity. Fertilize during the growing season. Be aware of its toxicity to pets.
- Allow the top inch of soil to dry out before watering.
- Provide bright, indirect light to prevent leaf burn.
- Fertilize regularly during the growing season.
- Prune to maintain shape and remove dead leaves.
- Rotate the plant regularly to ensure even growth.
Queen of the Night Care Tips
Queen of the Night is challenging to grow indoors due to its high light requirements and need for a distinct dry period in winter to encourage flowering. It requires careful attention to watering and humidity. Flowering indoors is rare without very specific conditions.
- Provide a trellis or support structure for the stems to climb.
- Ensure excellent drainage to prevent root rot.
- Mimic the plant's natural environment with a distinct wet/dry cycle.
- Provide a cool, dry rest period in winter to encourage flowering.
- Protect from extreme temperatures and drafts.
⚠️ Common Problems & Solutions — Plant Care Comparison
Money Tree
Queen of the Night
❓ Frequently Asked Questions — Comparing These Plants
Money Tree
What are the light requirements for Money Tree?
Money Trees thrive in bright, indirect light. An east-facing window is often ideal, providing gentle morning sunlight. If placing near a south- or west-facing window, use sheer curtains to filter the light. Insufficient light can lead to leggy growth and yellowing leaves. Rotate your Money Tree regularly to ensure even light exposure on all sides. Avoid placing it in direct sunlight, which can scorch the leaves. Observe your plant’s growth; if the leaves are pale or the stems are stretching, it may need more light. Artificial grow lights can supplement natural light, especially in darker environments.
How do I care for Money Tree?
Money Trees are relatively easy to care for, making them a great choice for beginners. Place your Money Tree in a location with bright, indirect light. Avoid direct sunlight, which can scorch the leaves. Water thoroughly when the top inch of soil is dry, allowing excess water to drain away. Overwatering is a common problem, so ensure good drainage. Use a well-draining potting mix. Fertilize monthly during the growing season (spring and summer) with a balanced liquid fertilizer. Prune regularly to maintain shape and remove any dead or yellowing leaves. Maintain a stable environment, avoiding drastic temperature changes. Repot every 2-3 years, or when the plant becomes root-bound. Check regularly for pests and address any infestations promptly. Provide adequate humidity, especially during dry winter months.
How do I propagate Money Tree?
Money Trees can be propagated through stem cuttings or air layering. For stem cuttings, take a 4-6 inch cutting from a healthy stem. Remove the lower leaves and dip the cut end in rooting hormone. Plant the cutting in moist, well-draining potting mix. Cover with a plastic bag to create a humid environment. Keep the soil consistently moist and place in bright, indirect light. Roots should develop in a few weeks. For air layering, make a small cut on a stem and wrap it with moist sphagnum moss. Cover the moss with plastic wrap and secure it with tape. Keep the moss moist. Roots will develop within the moss. Once roots are visible, cut the stem below the roots and plant it in a pot.
Queen of the Night
What are the light requirements for Queen of the Night?
Queen of the Night cacti thrive in bright, indirect light. Direct sunlight can scorch the stems, especially during the hottest part of the day. An east-facing window is ideal, providing morning sun, while a west-facing window with some shading can also work. If grown indoors, supplement with grow lights if natural light is insufficient.
How do I care for Queen of the Night?
Queen of the Night cacti require bright, indirect light, well-draining soil, and careful watering. Water thoroughly when the top inch of soil is dry during the growing season (spring and summer), but reduce watering significantly during the dormant period (fall and winter). Avoid overwatering, as this can lead to root rot.
How do I propagate Queen of the Night?
Queen of the Night can be propagated through offsets, seeds, or grafting. Offsets, which are small plantlets that grow from the base of the plant, can be carefully removed and potted in well-draining cactus mix. Allow the cut end to callous over for a few days before planting.
Last updated: April 28, 2026 — Plant care data reviewed and verified by our editorial team.