Money Tree vs Peacock Moss Plant Comparison
Compare these two plants side by side — care needs, key differences, and which is right for your home.
Money Tree
Pachira aquatica
Pachira aquatica, commonly known as the Money Tree, is a tropical wetland tree that can grow up to 60 feet tall in its native habitat. It's popular as an indoor plant, often featuring a braided trunk created by intertwining several young plants. The plant has palmate leaves with 5-9 leaflets. While it can be grown indoors, it rarely flowers or produces fruit in these conditions. People grow it for its attractive foliage, braided trunk, and the belief that it brings good luck and prosperity.
Peacock Moss
Selaginella willdenowii
Peacock Moss is a fern-like plant, though technically a spikemoss, known for its iridescent blue-green foliage. The leaves appear to shimmer with a metallic sheen, creating a rainbow effect in the right light. It's a low-growing, spreading plant that thrives in humid environments. While it can be grown indoors, it requires specific conditions to flourish, making it more challenging than many common houseplants. It is grown for its unique foliage and visual appeal.
Quick Plant Comparison
| Feature | Money Tree | Peacock Moss |
|---|---|---|
| Light | Bright, indirect light. Avoid direct sunlight, especially during the hottest part of the day. | Bright, indirect light. Avoid direct sunlight, which can scorch the delicate foliage. |
| Watering | Every 1-2 weeks, depending on environmental conditions | Every 2-3 days, depending on humidity and temperature |
| Humidity | 40-60% | 70-90% |
| Temperature | 18-24°C | 18-24°C |
| Care Level | Easy | Moderate |
| Growth Rate | Moderate | Moderate |
| Max Height | 1-2 meters (indoors) | 15-30 cm |
| Pet Safety | ❌ Toxic To Pets | ✅ Safe |
| Soil | Well-draining potting mix, such as a blend of peat moss, perlite, and vermiculite. | Well-draining, moisture-retentive mix such as peat moss, perlite, and vermiculite. |
| Beginner Friendly | ✅ Yes | With Caution |
| Weekly Maintenance | 5-10 minutes weekly | 15 minutes weekly |
🔬 Botanical Information — Comparing These Plants
Money Tree
| Scientific Name | Pachira aquatica |
|---|---|
| Family | Malvaceae |
| Native To | Central and South America (Mexico to northern Brazil) |
| Also Known As | Money Tree, Saba Nut, Guiana Chestnut, Provision Tree, Monguba |
| Leaves | Palmate leaves with 5-9 leaflets radiating from a central point. The leaflets are oblong or lance-shaped, typically 10-20 cm long and 3-7 cm wide. They are a glossy green color. |
| Flowers | Rarely flowers indoors. In its natural habitat, it produces large, fragrant flowers with long, narrow petals. |
Peacock Moss
| Scientific Name | Selaginella willdenowii |
|---|---|
| Family | Selaginellaceae |
| Native To | Southeast Asia (Malaysia, Singapore, Indonesia, Philippines) |
| Also Known As | Peacock Moss, Willdenow's Spikemoss, Rainbow Moss |
| Leaves | The leaves are small, scale-like, and arranged in overlapping rows along the stems. They have a delicate, feathery appearance. The color is typically a vibrant blue-green with an iridescent sheen that appears to shift depending on the angle of light. |
| Flowers | Peacock Moss rarely, if ever, flowers indoors. |
📏 Size & Growth — Plant Comparison
Money Tree
Peacock Moss
🌱 Propagation — Comparing Plant Growth
Money Tree
Methods: Stem cuttings, Seed
Difficulty: Moderate
Tips: Take stem cuttings in spring or summer. Use rooting hormone and keep the cuttings in a humid environment. Seeds can be sown in spring.
Peacock Moss
Methods: Stem cuttings, Division
Difficulty: Moderate
Tips: Take stem cuttings and place them in a humid environment, such as a terrarium or under a humidity dome. Keep the soil consistently moist. Division can be done when repotting, separating the plant into smaller clumps.
✨ Benefits & Features — Comparing Plant Value
Money Tree
The braided trunk is a distinctive feature, created by intertwining multiple young plants. It is also associated with good luck and prosperity in some cultures.
- ✓ Improved air quality
- ✓ Aesthetically pleasing appearance
- ✓ Believed to bring good luck and prosperity
- ✓ Relatively low-maintenance
- ✓ Adds a touch of greenery to any space
- 🌬️ NASA-verified air purifier
- ⚠️ Toxic to pets
Peacock Moss
The iridescent blue-green foliage is its most striking feature, creating a shimmering effect that is rare among houseplants. Unlike true mosses, it has vascular tissue, allowing it to grow taller and more upright.
- ✓ Adds a unique and visually appealing element to your indoor space.
- ✓ Creates a calming and relaxing atmosphere.
- ✓ Can help to increase humidity levels in the surrounding area.
- ✓ Offers a connection to nature and a sense of tranquility.
- ✓ Provides an interesting talking point for guests.
- 🐾 Pet Safe
📅 Maintenance Schedule — Plant Care Comparison
Money Tree
Peacock Moss
🌞 Light Requirements
Money Tree
Bright, indirect light. Avoid direct sunlight, especially during the hottest part of the day.
Low light tolerant: ✅ Yes
Peacock Moss
Bright, indirect light. Avoid direct sunlight, which can scorch the delicate foliage.
Low light tolerant: ❌ No
💧 Watering Needs
Money Tree
Water thoroughly when the top inch of soil is dry. Ensure good drainage to prevent root rot. Overwatering can lead to yellowing leaves and stem rot. Underwatering can cause leaf drop and crispy edges. Reduce watering frequency in winter.
Peacock Moss
Keep the soil consistently moist but not waterlogged. Water when the top inch of soil feels slightly dry. Overwatering can lead to root rot, while underwatering will cause the foliage to dry out and turn brown. Use distilled or rainwater to avoid mineral buildup.
🌡️ Temperature & Humidity
Money Tree
Temperature: 18-24°C
Humidity: 40-60%
Peacock Moss
Temperature: 18-24°C
Humidity: 70-90%
🤔 Which Plant Is Right For You?
Money Tree
Pachira aquaticaBeginners looking for an attractive and relatively low-maintenance indoor plant with symbolic meaning.
✅ Choose This Plant If...
- You want a plant believed to bring good luck and prosperity.
- You are looking for a relatively low-maintenance indoor plant.
- You appreciate the unique braided trunk appearance.
- You want a plant that can tolerate some neglect.
- You want a plant that can help purify the air.
❌ Skip This Plant If...
- You have pets that may ingest the plant, as it is toxic.
- You tend to overwater plants.
- You cannot provide bright, indirect light.
- You are looking for a plant that flowers indoors.
Peacock Moss
Selaginella willdenowiiExperienced plant enthusiasts who can provide the high humidity and consistent moisture this plant needs.
✅ Choose This Plant If...
- You are looking for a unique and visually striking plant.
- You can provide a high-humidity environment, such as a terrarium.
- You enjoy a plant that requires a bit more attention and care.
- You want a plant with a distinctive iridescent sheen.
- You are looking for a plant that stays relatively small and compact.
❌ Skip This Plant If...
- You struggle to maintain high humidity levels in your home.
- You tend to overwater or underwater your plants.
- You are looking for a low-maintenance plant.
- You don't have a bright, indirect light source available.
🎯 Quick Verdict
⚡ Key Differences Between These Plants
Money Tree is rated Easy care level, while Peacock Moss is Moderate.
💡 Pro Tips For Comparing These Plants
Money Tree Care Tips
Money Trees are relatively easy to care for indoors. Provide bright, indirect light and water when the top inch of soil is dry. Avoid overwatering and provide adequate humidity. Fertilize during the growing season. Be aware of its toxicity to pets.
- Allow the top inch of soil to dry out before watering.
- Provide bright, indirect light to prevent leaf burn.
- Fertilize regularly during the growing season.
- Prune to maintain shape and remove dead leaves.
- Rotate the plant regularly to ensure even growth.
Peacock Moss Care Tips
Peacock Moss requires high humidity and consistent moisture, making it more challenging to grow indoors than many common houseplants. It thrives in terrariums or enclosed environments where humidity can be maintained. Proper lighting is crucial to maintain its iridescent color. It is not drought-tolerant.
- Maintain high humidity by misting regularly or using a humidifier.
- Use distilled or rainwater to avoid mineral buildup in the soil.
- Provide bright, indirect light to maintain the iridescent color.
- Ensure good air circulation to prevent fungal diseases.
- Repot in spring to refresh the soil and provide more space for growth.
⚠️ Common Problems & Solutions — Plant Care Comparison
Money Tree
Peacock Moss
❓ Frequently Asked Questions — Comparing These Plants
Money Tree
What are the light requirements for Money Tree?
Money Trees thrive in bright, indirect light. An east-facing window is often ideal, providing gentle morning sunlight. If placing near a south- or west-facing window, use sheer curtains to filter the light. Insufficient light can lead to leggy growth and yellowing leaves. Rotate your Money Tree regularly to ensure even light exposure on all sides. Avoid placing it in direct sunlight, which can scorch the leaves. Observe your plant’s growth; if the leaves are pale or the stems are stretching, it may need more light. Artificial grow lights can supplement natural light, especially in darker environments.
How do I care for Money Tree?
Money Trees are relatively easy to care for, making them a great choice for beginners. Place your Money Tree in a location with bright, indirect light. Avoid direct sunlight, which can scorch the leaves. Water thoroughly when the top inch of soil is dry, allowing excess water to drain away. Overwatering is a common problem, so ensure good drainage. Use a well-draining potting mix. Fertilize monthly during the growing season (spring and summer) with a balanced liquid fertilizer. Prune regularly to maintain shape and remove any dead or yellowing leaves. Maintain a stable environment, avoiding drastic temperature changes. Repot every 2-3 years, or when the plant becomes root-bound. Check regularly for pests and address any infestations promptly. Provide adequate humidity, especially during dry winter months.
How do I propagate Money Tree?
Money Trees can be propagated through stem cuttings or air layering. For stem cuttings, take a 4-6 inch cutting from a healthy stem. Remove the lower leaves and dip the cut end in rooting hormone. Plant the cutting in moist, well-draining potting mix. Cover with a plastic bag to create a humid environment. Keep the soil consistently moist and place in bright, indirect light. Roots should develop in a few weeks. For air layering, make a small cut on a stem and wrap it with moist sphagnum moss. Cover the moss with plastic wrap and secure it with tape. Keep the moss moist. Roots will develop within the moss. Once roots are visible, cut the stem below the roots and plant it in a pot.
Peacock Moss
What are the light requirements for Peacock Moss?
Peacock Moss requires bright, indirect light to maintain its vibrant coloration and healthy growth. Direct sunlight can scorch its delicate foliage, so it’s best to avoid placing it in a location where it will receive intense sun exposure. An east-facing window or a spot a few feet away from a south- or west-facing window is ideal. If the plant is not receiving enough light, its colors may become dull and less vibrant. Supplemental lighting, such as a grow light, can be used if natural light is insufficient. Rotate the plant periodically to ensure even light exposure on all sides. The goal is to mimic the filtered light conditions of its natural rainforest habitat.
How do I care for Peacock Moss?
Peacock Moss thrives in consistently moist, humid conditions. Water thoroughly when the top inch of soil feels slightly dry, using distilled or rainwater to avoid mineral buildup. Maintain high humidity by misting regularly, using a humidifier, or placing the plant on a pebble tray filled with water. Provide bright, indirect light, avoiding direct sunlight which can scorch the delicate foliage. The ideal temperature range is between 65-75°F (18-24°C). Plant in a well-draining, moisture-retentive potting mix such as a mix of peat moss, perlite, and vermiculite. Fertilize sparingly during the growing season (spring and summer) with a diluted liquid fertilizer. Prune any dead or yellowing fronds to encourage healthy growth. Regularly check for pests and address any infestations promptly. A terrarium is an ideal environment for this plant.
How do I propagate Peacock Moss?
Peacock Moss can be propagated through division or spores. For division, gently separate the plant into smaller clumps, ensuring each clump has healthy roots and foliage. Plant each division in a well-draining, moisture-retentive potting mix. Keep the divisions consistently moist and humid until they are established. Spore propagation is more challenging but can be achieved by collecting spores from mature fronds and sowing them on a sterile substrate. Maintain high humidity and provide indirect light. Division is the easier and more common method. Successful propagation requires patience and consistent care. Provide a warm and humid environment for best results.
Last updated: May 13, 2026 — Plant care data reviewed and verified by our editorial team.