Money Tree vs Paper Plant Plant Comparison
Compare these two plants side by side — care needs, key differences, and which is right for your home.
Money Tree
Pachira aquatica
Pachira aquatica, commonly known as the Money Tree, is a tropical wetland tree that can grow up to 60 feet tall in its native habitat. It's popular as an indoor plant, often featuring a braided trunk created by intertwining several young plants. The plant has palmate leaves with 5-9 leaflets. While it can be grown indoors, it rarely flowers or produces fruit in these conditions. People grow it for its attractive foliage, braided trunk, and the belief that it brings good luck and prosperity.
Paper Plant
Tetrapanax papyrifer
Tetrapanax papyrifer, the Paper Plant, is a large, fast-growing shrub or small tree typically grown outdoors. It features enormous, deeply lobed palmate leaves that can reach up to 3 feet across, giving it a bold, tropical appearance. The plant produces clusters of small, creamy-white flowers in late autumn or early winter, followed by dark berries. It is primarily cultivated for its striking foliage and architectural form. While sometimes grown indoors, it requires very bright light and ample space to thrive, making it challenging for most indoor environments. The pith of the stems was historically used to make rice paper.
Quick Plant Comparison
| Feature | Money Tree | Paper Plant |
|---|---|---|
| Light | Bright, indirect light. Avoid direct sunlight, especially during the hottest part of the day. | Full sun to partial shade outdoors; very bright, direct light if attempted indoors. |
| Watering | Every 1-2 weeks, depending on environmental conditions | Every 5-7 days during the growing season, less frequently in winter. |
| Humidity | 40-60% | 30-60% |
| Temperature | 18-24°C | 15-27°C |
| Care Level | Easy | Expert |
| Growth Rate | Moderate | Fast |
| Max Height | 1-2 meters (indoors) | 2-3m indoors (challenging to achieve), 4-6m outdoors |
| Pet Safety | ❌ Toxic To Pets | ❌ Toxic To Pets |
| Soil | Well-draining potting mix, such as a blend of peat moss, perlite, and vermiculite. | Well-draining, fertile soil. A mix of potting soil, perlite, and compost is suitable. |
| Beginner Friendly | ✅ Yes | ❌ No |
| Weekly Maintenance | 5-10 minutes weekly | 30 minutes weekly |
🔬 Botanical Information — Comparing These Plants
Money Tree
| Scientific Name | Pachira aquatica |
|---|---|
| Family | Malvaceae |
| Native To | Central and South America (Mexico to northern Brazil) |
| Also Known As | Money Tree, Saba Nut, Guiana Chestnut, Provision Tree, Monguba |
| Leaves | Palmate leaves with 5-9 leaflets radiating from a central point. The leaflets are oblong or lance-shaped, typically 10-20 cm long and 3-7 cm wide. They are a glossy green color. |
| Flowers | Rarely flowers indoors. In its natural habitat, it produces large, fragrant flowers with long, narrow petals. |
Paper Plant
| Scientific Name | Tetrapanax papyrifer |
|---|---|
| Family | Araliaceae |
| Native To | Taiwan |
| Also Known As | Paper Plant, Rice Paper Plant |
| Leaves | The leaves are palmate, deeply lobed, and can reach up to 3 feet across. They are typically a vibrant green color and have a slightly rough texture. |
| Flowers | It produces clusters of small, creamy-white flowers in late autumn or early winter. Flowering is less common indoors. |
📏 Size & Growth — Plant Comparison
Money Tree
Paper Plant
🌱 Propagation — Comparing Plant Growth
Money Tree
Methods: Stem cuttings, Seed
Difficulty: Moderate
Tips: Take stem cuttings in spring or summer. Use rooting hormone and keep the cuttings in a humid environment. Seeds can be sown in spring.
Paper Plant
Methods: Stem cuttings, Root cuttings, Division, Seed
Difficulty: Easy
Tips: Take stem cuttings in spring or summer. Root cuttings can be taken in late winter. Division of rhizomes is also effective. Ensure cuttings have nodes and provide warmth and humidity.
✨ Benefits & Features — Comparing Plant Value
Money Tree
The braided trunk is a distinctive feature, created by intertwining multiple young plants. It is also associated with good luck and prosperity in some cultures.
- ✓ Improved air quality
- ✓ Aesthetically pleasing appearance
- ✓ Believed to bring good luck and prosperity
- ✓ Relatively low-maintenance
- ✓ Adds a touch of greenery to any space
- 🌬️ NASA-verified air purifier
- ⚠️ Toxic to pets
Paper Plant
The Paper Plant is unique due to its enormous, deeply lobed leaves, which create a dramatic and tropical appearance. Its historical use in making rice paper adds to its intrigue.
- ✓ Provides a dramatic focal point in the garden
- ✓ Offers a tropical aesthetic
- ✓ Creates shade and visual interest
- ✓ Can be used to create a privacy screen
- ✓ Provides a unique texture and form.
- ⚠️ Toxic to pets
📅 Maintenance Schedule — Plant Care Comparison
Money Tree
Paper Plant
🌞 Light Requirements
Money Tree
Bright, indirect light. Avoid direct sunlight, especially during the hottest part of the day.
Low light tolerant: ✅ Yes
Paper Plant
Full sun to partial shade outdoors; very bright, direct light if attempted indoors.
Low light tolerant: ❌ No
💧 Watering Needs
Money Tree
Water thoroughly when the top inch of soil is dry. Ensure good drainage to prevent root rot. Overwatering can lead to yellowing leaves and stem rot. Underwatering can cause leaf drop and crispy edges. Reduce watering frequency in winter.
Paper Plant
Water thoroughly when the top inch of soil is dry during the growing season. Reduce watering in winter. Overwatering can lead to root rot, especially indoors. Underwatering will cause leaves to droop and brown.
🌡️ Temperature & Humidity
Money Tree
Temperature: 18-24°C
Humidity: 40-60%
Paper Plant
Temperature: 15-27°C
Humidity: 30-60%
🤔 Which Plant Is Right For You?
Money Tree
Pachira aquaticaBeginners looking for an attractive and relatively low-maintenance indoor plant with symbolic meaning.
✅ Choose This Plant If...
- You want a plant believed to bring good luck and prosperity.
- You are looking for a relatively low-maintenance indoor plant.
- You appreciate the unique braided trunk appearance.
- You want a plant that can tolerate some neglect.
- You want a plant that can help purify the air.
❌ Skip This Plant If...
- You have pets that may ingest the plant, as it is toxic.
- You tend to overwater plants.
- You cannot provide bright, indirect light.
- You are looking for a plant that flowers indoors.
Paper Plant
Tetrapanax papyriferExperienced gardeners with ample outdoor space who appreciate bold foliage.
✅ Choose This Plant If...
- You want a bold, tropical look in your garden
- You have ample outdoor space and full sun
- You enjoy propagating plants from cuttings
- You are an experienced gardener looking for a statement plant
- You appreciate plants with unique textures and forms.
❌ Skip This Plant If...
- You have limited indoor space
- You cannot provide very bright, direct light
- You have pets that might ingest the plant
- You are a beginner gardener
- You live in a climate with harsh winters.
🎯 Quick Verdict
⚡ Key Differences Between These Plants
Money Tree is rated Easy care level, while Paper Plant is Expert.
Money Tree has moderate growth, while Paper Plant grows fast.
💡 Pro Tips For Comparing These Plants
Money Tree Care Tips
Money Trees are relatively easy to care for indoors. Provide bright, indirect light and water when the top inch of soil is dry. Avoid overwatering and provide adequate humidity. Fertilize during the growing season. Be aware of its toxicity to pets.
- Allow the top inch of soil to dry out before watering.
- Provide bright, indirect light to prevent leaf burn.
- Fertilize regularly during the growing season.
- Prune to maintain shape and remove dead leaves.
- Rotate the plant regularly to ensure even growth.
Paper Plant Care Tips
Paper Plant is best suited for outdoor cultivation. Indoor growing is challenging due to its high light requirements and large size. It needs very bright light, well-draining soil, and regular watering during the growing season. Pruning is necessary to maintain shape and control size. Be aware of its toxicity to pets.
- Provide ample sunlight for optimal growth.
- Ensure well-draining soil to prevent root rot.
- Water regularly during the growing season, but reduce watering in winter.
- Fertilize every 2-4 weeks during the growing season.
- Prune regularly to maintain shape and control size.
⚠️ Common Problems & Solutions — Plant Care Comparison
Money Tree
Paper Plant
❓ Frequently Asked Questions — Comparing These Plants
Money Tree
What are the light requirements for Money Tree?
Money Trees thrive in bright, indirect light. An east-facing window is often ideal, providing gentle morning sunlight. If placing near a south- or west-facing window, use sheer curtains to filter the light. Insufficient light can lead to leggy growth and yellowing leaves. Rotate your Money Tree regularly to ensure even light exposure on all sides. Avoid placing it in direct sunlight, which can scorch the leaves. Observe your plant’s growth; if the leaves are pale or the stems are stretching, it may need more light. Artificial grow lights can supplement natural light, especially in darker environments.
How do I care for Money Tree?
Money Trees are relatively easy to care for, making them a great choice for beginners. Place your Money Tree in a location with bright, indirect light. Avoid direct sunlight, which can scorch the leaves. Water thoroughly when the top inch of soil is dry, allowing excess water to drain away. Overwatering is a common problem, so ensure good drainage. Use a well-draining potting mix. Fertilize monthly during the growing season (spring and summer) with a balanced liquid fertilizer. Prune regularly to maintain shape and remove any dead or yellowing leaves. Maintain a stable environment, avoiding drastic temperature changes. Repot every 2-3 years, or when the plant becomes root-bound. Check regularly for pests and address any infestations promptly. Provide adequate humidity, especially during dry winter months.
How do I propagate Money Tree?
Money Trees can be propagated through stem cuttings or air layering. For stem cuttings, take a 4-6 inch cutting from a healthy stem. Remove the lower leaves and dip the cut end in rooting hormone. Plant the cutting in moist, well-draining potting mix. Cover with a plastic bag to create a humid environment. Keep the soil consistently moist and place in bright, indirect light. Roots should develop in a few weeks. For air layering, make a small cut on a stem and wrap it with moist sphagnum moss. Cover the moss with plastic wrap and secure it with tape. Keep the moss moist. Roots will develop within the moss. Once roots are visible, cut the stem below the roots and plant it in a pot.
Paper Plant
What are the light requirements for Paper Plant?
Paper Plant needs bright, indirect light to thrive. Insufficient light can lead to leggy growth and pale foliage. While it can tolerate some direct morning sun, avoid intense afternoon sun, which can scorch the leaves. A location near an east-facing window is ideal. If using artificial lighting, provide 12-14 hours of light per day with a full-spectrum grow light. Rotate the plant regularly to ensure even light exposure on all sides. If the plant is in a pond, ensure it receives adequate sunlight but is also partially shaded during the hottest part of the day.
How do I care for Paper Plant?
Paper Plant thrives in consistently moist to wet conditions. Ideally, keep the base of the plant submerged in water or in very wet soil. Provide bright, indirect light for optimal growth. Direct sunlight can scorch the leaves. Maintain a water temperature between 65-80°F (18-27°C). Fertilize every 2-4 weeks during the growing season (spring and summer) with a balanced liquid fertilizer diluted to half strength, specific for aquatic plants. Prune regularly to remove any dead or yellowing foliage. Repot annually in spring to refresh the growing medium. Monitor for pests like aphids or spider mites, and treat promptly if detected. Ensure good water circulation to prevent algae growth and maintain water clarity.
How do I propagate Paper Plant?
Paper Plant can be easily propagated through division or cuttings.
Last updated: April 24, 2026 — Plant care data reviewed and verified by our editorial team.