Money Tree vs Natal Plum Plant Comparison
Compare these two plants side by side — care needs, key differences, and which is right for your home.
Money Tree
Pachira aquatica
Pachira aquatica, commonly known as the Money Tree, is a tropical wetland tree that can grow up to 60 feet tall in its native habitat. It's popular as an indoor plant, often featuring a braided trunk created by intertwining several young plants. The plant has palmate leaves with 5-9 leaflets. While it can be grown indoors, it rarely flowers or produces fruit in these conditions. People grow it for its attractive foliage, braided trunk, and the belief that it brings good luck and prosperity.
Natal Plum
Carissa macrocarpa
Carissa macrocarpa, or Natal Plum, is a dense, evergreen shrub or small tree known for its glossy, dark green leaves and fragrant, star-shaped white flowers. It produces edible, plum-like red fruits that are rich in vitamin C. While it can be grown in containers, it's primarily an outdoor plant, thriving in warm climates. People grow it for its ornamental value, edible fruit, and use as a security hedge due to its thorny branches. It's not ideally suited as an indoor plant due to high light requirements and potential size.
Quick Plant Comparison
| Feature | Money Tree | Natal Plum |
|---|---|---|
| Light | Bright, indirect light. Avoid direct sunlight, especially during the hottest part of the day. | Full sun to partial shade. Requires at least 6 hours of direct sunlight daily to thrive and produce fruit. |
| Watering | Every 1-2 weeks, depending on environmental conditions | Every 7-14 days, depending on environmental conditions and pot size. |
| Humidity | 40-60% | 40-60% |
| Temperature | 18-24°C | 18-27°C |
| Care Level | Easy | Expert |
| Growth Rate | Moderate | Moderate |
| Max Height | 1-2 meters (indoors) | Indoors: Rarely exceeds 1-2 meters. Outdoors: Up to 4 meters. |
| Pet Safety | ❌ Toxic To Pets | ❌ Toxic To Pets |
| Soil | Well-draining potting mix, such as a blend of peat moss, perlite, and vermiculite. | Well-draining soil mix, such as a combination of potting soil, perlite, and sand. |
| Beginner Friendly | ✅ Yes | ❌ No |
| Weekly Maintenance | 5-10 minutes weekly | 30 minutes weekly (including watering, pruning, and pest control) |
🔬 Botanical Information — Comparing These Plants
Money Tree
| Scientific Name | Pachira aquatica |
|---|---|
| Family | Malvaceae |
| Native To | Central and South America (Mexico to northern Brazil) |
| Also Known As | Money Tree, Saba Nut, Guiana Chestnut, Provision Tree, Monguba |
| Leaves | Palmate leaves with 5-9 leaflets radiating from a central point. The leaflets are oblong or lance-shaped, typically 10-20 cm long and 3-7 cm wide. They are a glossy green color. |
| Flowers | Rarely flowers indoors. In its natural habitat, it produces large, fragrant flowers with long, narrow petals. |
Natal Plum
| Scientific Name | Carissa macrocarpa |
|---|---|
| Family | Apocynaceae |
| Native To | South Africa |
| Also Known As | Natal Plum, Large Num-Num |
| Leaves | The leaves are glossy, dark green, and oval-shaped, measuring 2-5 cm in length. They are arranged oppositely on the stems and have a leathery texture. |
| Flowers | Natal Plum produces fragrant, star-shaped white flowers in spring and summer. While it can flower indoors with sufficient light, fruit production is less common. |
📏 Size & Growth — Plant Comparison
Money Tree
Natal Plum
🌱 Propagation — Comparing Plant Growth
Money Tree
Methods: Stem cuttings, Seed
Difficulty: Moderate
Tips: Take stem cuttings in spring or summer. Use rooting hormone and keep the cuttings in a humid environment. Seeds can be sown in spring.
Natal Plum
Methods: Stem cuttings, Seed
Difficulty: Moderate
Tips: Take semi-hardwood cuttings in spring or summer. Dip the cut end in rooting hormone and plant in a well-draining potting mix. Keep the soil moist and provide warmth and humidity.
✨ Benefits & Features — Comparing Plant Value
Money Tree
The braided trunk is a distinctive feature, created by intertwining multiple young plants. It is also associated with good luck and prosperity in some cultures.
- ✓ Improved air quality
- ✓ Aesthetically pleasing appearance
- ✓ Believed to bring good luck and prosperity
- ✓ Relatively low-maintenance
- ✓ Adds a touch of greenery to any space
- 🌬️ NASA-verified air purifier
- ⚠️ Toxic to pets
Natal Plum
The Natal Plum is unique for its combination of fragrant flowers, edible fruit, and thorny branches. Its drought tolerance makes it a suitable choice for xeriscaping.
- ✓ Provides edible fruit rich in Vitamin C
- ✓ Offers fragrant flowers that attract pollinators
- ✓ Acts as a natural security barrier due to its thorns
- ✓ Adds an ornamental touch to gardens with its glossy foliage
- ✓ Can be used in traditional medicine (with caution and expert knowledge)
- ⚠️ Toxic to pets
📅 Maintenance Schedule — Plant Care Comparison
Money Tree
Natal Plum
🌞 Light Requirements
Money Tree
Bright, indirect light. Avoid direct sunlight, especially during the hottest part of the day.
Low light tolerant: ✅ Yes
Natal Plum
Full sun to partial shade. Requires at least 6 hours of direct sunlight daily to thrive and produce fruit.
Low light tolerant: ❌ No
💧 Watering Needs
Money Tree
Water thoroughly when the top inch of soil is dry. Ensure good drainage to prevent root rot. Overwatering can lead to yellowing leaves and stem rot. Underwatering can cause leaf drop and crispy edges. Reduce watering frequency in winter.
Natal Plum
Water deeply when the top inch of soil is dry. Avoid overwatering, which can lead to root rot. Allow the soil to dry slightly between waterings. Signs of underwatering include wilting leaves; overwatering includes yellowing leaves and soggy soil.
🌡️ Temperature & Humidity
Money Tree
Temperature: 18-24°C
Humidity: 40-60%
Natal Plum
Temperature: 18-27°C
Humidity: 40-60%
🤔 Which Plant Is Right For You?
Money Tree
Pachira aquaticaBeginners looking for an attractive and relatively low-maintenance indoor plant with symbolic meaning.
✅ Choose This Plant If...
- You want a plant believed to bring good luck and prosperity.
- You are looking for a relatively low-maintenance indoor plant.
- You appreciate the unique braided trunk appearance.
- You want a plant that can tolerate some neglect.
- You want a plant that can help purify the air.
❌ Skip This Plant If...
- You have pets that may ingest the plant, as it is toxic.
- You tend to overwater plants.
- You cannot provide bright, indirect light.
- You are looking for a plant that flowers indoors.
Natal Plum
Carissa macrocarpaExperienced gardeners in warm climates who want an ornamental shrub with edible fruit, and who can ensure it is kept away from pets.
✅ Choose This Plant If...
- You live in a warm climate with plenty of sunshine.
- You want an ornamental shrub with fragrant flowers and edible fruit.
- You need a natural barrier or security hedge.
- You are an experienced gardener looking for a new challenge.
- You are willing to provide the specific care this plant needs.
❌ Skip This Plant If...
- You have pets or small children due to the plant's toxicity.
- You live in a cold climate with limited sunlight.
- You are a beginner gardener.
- You don't have space for a large shrub.
- You are looking for a low-maintenance indoor plant.
🎯 Quick Verdict
⚡ Key Differences Between These Plants
Money Tree is rated Easy care level, while Natal Plum is Expert.
💡 Pro Tips For Comparing These Plants
Money Tree Care Tips
Money Trees are relatively easy to care for indoors. Provide bright, indirect light and water when the top inch of soil is dry. Avoid overwatering and provide adequate humidity. Fertilize during the growing season. Be aware of its toxicity to pets.
- Allow the top inch of soil to dry out before watering.
- Provide bright, indirect light to prevent leaf burn.
- Fertilize regularly during the growing season.
- Prune to maintain shape and remove dead leaves.
- Rotate the plant regularly to ensure even growth.
Natal Plum Care Tips
Natal Plum is primarily an outdoor plant and requires significant sunlight to thrive. Growing it indoors is challenging due to its high light needs and potential size. It needs well-draining soil, moderate watering, and occasional fertilization. Toxicity to pets is a major concern.
- Provide at least 6 hours of direct sunlight daily for optimal growth and fruit production.
- Water deeply but infrequently, allowing the soil to dry slightly between waterings.
- Fertilize regularly during the growing season with a balanced fertilizer.
- Prune regularly to maintain shape and encourage new growth.
- Protect from frost in colder climates.
⚠️ Common Problems & Solutions — Plant Care Comparison
Money Tree
Natal Plum
❓ Frequently Asked Questions — Comparing These Plants
Money Tree
What are the light requirements for Money Tree?
Money Trees thrive in bright, indirect light. An east-facing window is often ideal, providing gentle morning sunlight. If placing near a south- or west-facing window, use sheer curtains to filter the light. Insufficient light can lead to leggy growth and yellowing leaves. Rotate your Money Tree regularly to ensure even light exposure on all sides. Avoid placing it in direct sunlight, which can scorch the leaves. Observe your plant’s growth; if the leaves are pale or the stems are stretching, it may need more light. Artificial grow lights can supplement natural light, especially in darker environments.
How do I care for Money Tree?
Money Trees are relatively easy to care for, making them a great choice for beginners. Place your Money Tree in a location with bright, indirect light. Avoid direct sunlight, which can scorch the leaves. Water thoroughly when the top inch of soil is dry, allowing excess water to drain away. Overwatering is a common problem, so ensure good drainage. Use a well-draining potting mix. Fertilize monthly during the growing season (spring and summer) with a balanced liquid fertilizer. Prune regularly to maintain shape and remove any dead or yellowing leaves. Maintain a stable environment, avoiding drastic temperature changes. Repot every 2-3 years, or when the plant becomes root-bound. Check regularly for pests and address any infestations promptly. Provide adequate humidity, especially during dry winter months.
How do I propagate Money Tree?
Money Trees can be propagated through stem cuttings or air layering. For stem cuttings, take a 4-6 inch cutting from a healthy stem. Remove the lower leaves and dip the cut end in rooting hormone. Plant the cutting in moist, well-draining potting mix. Cover with a plastic bag to create a humid environment. Keep the soil consistently moist and place in bright, indirect light. Roots should develop in a few weeks. For air layering, make a small cut on a stem and wrap it with moist sphagnum moss. Cover the moss with plastic wrap and secure it with tape. Keep the moss moist. Roots will develop within the moss. Once roots are visible, cut the stem below the roots and plant it in a pot.
Natal Plum
What are the light requirements for Natal Plum?
Natal Plum requires ample sunlight to flourish and produce its characteristic blooms and fruits. Ideally, it should receive at least 6 hours of direct sunlight per day. In regions with intense sunlight, particularly during the hottest part of the day, providing some afternoon shade can prevent leaf scorch.
How do I care for Natal Plum?
Natal Plum thrives in full sun to partial shade. Ensure at least 6 hours of sunlight daily for optimal flowering and fruit production. Water thoroughly when the top inch of soil feels dry, allowing excess water to drain. Avoid overwatering, which can lead to root rot. Maintain moderate humidity, especially indoors.
How do I propagate Natal Plum?
Natal Plum can be propagated through stem cuttings. Take 4-6 inch stem cuttings from healthy, non-flowering shoots in spring or summer. Remove the lower leaves and dip the cut end in rooting hormone. Plant the cuttings in a well-draining potting mix. Keep the soil moist and provide bright, indirect light. Rooting typically occurs within 4-8 weeks.
Last updated: May 11, 2026 — Plant care data reviewed and verified by our editorial team.