Money Tree vs Mother of Thyme Plant Comparison
Compare these two plants side by side — care needs, key differences, and which is right for your home.
Money Tree
Pachira aquatica
Pachira aquatica, commonly known as the Money Tree, is a tropical wetland tree that can grow up to 60 feet tall in its native habitat. It's popular as an indoor plant, often featuring a braided trunk created by intertwining several young plants. The plant has palmate leaves with 5-9 leaflets. While it can be grown indoors, it rarely flowers or produces fruit in these conditions. People grow it for its attractive foliage, braided trunk, and the belief that it brings good luck and prosperity.
Mother of Thyme
Thymus serpyllum
Thymus serpyllum, commonly known as Mother of Thyme or Creeping Thyme, is a low-growing, mat-forming perennial herb. It typically reaches only 1-3 inches in height but spreads widely. Its small, oval leaves are aromatic, releasing a pleasant fragrance when crushed. Tiny pink to purple flowers bloom in summer, attracting pollinators. Primarily an outdoor plant, it's often used as a ground cover in gardens, rockeries, and between paving stones. People grow it for its ornamental value, fragrant foliage, and culinary uses.
Quick Plant Comparison
| Feature | Money Tree | Mother of Thyme |
|---|---|---|
| Light | Bright, indirect light. Avoid direct sunlight, especially during the hottest part of the day. | Full sun (at least 6 hours of direct sunlight daily) |
| Watering | Every 1-2 weeks, depending on environmental conditions | Every 1-2 weeks, depending on weather and soil drainage |
| Humidity | 40-60% | 30-50% |
| Temperature | 18-24°C | 15-27°C |
| Care Level | Easy | Expert |
| Growth Rate | Moderate | Moderate |
| Max Height | 1-2 meters (indoors) | 2-8 cm (outdoor) |
| Pet Safety | ❌ Toxic To Pets | ✅ Safe |
| Soil | Well-draining potting mix, such as a blend of peat moss, perlite, and vermiculite. | Well-draining, sandy or gravelly soil |
| Beginner Friendly | ✅ Yes | ❌ No |
| Weekly Maintenance | 5-10 minutes weekly | 5 minutes weekly |
🔬 Botanical Information — Comparing These Plants
Money Tree
| Scientific Name | Pachira aquatica |
|---|---|
| Family | Malvaceae |
| Native To | Central and South America (Mexico to northern Brazil) |
| Also Known As | Money Tree, Saba Nut, Guiana Chestnut, Provision Tree, Monguba |
| Leaves | Palmate leaves with 5-9 leaflets radiating from a central point. The leaflets are oblong or lance-shaped, typically 10-20 cm long and 3-7 cm wide. They are a glossy green color. |
| Flowers | Rarely flowers indoors. In its natural habitat, it produces large, fragrant flowers with long, narrow petals. |
Mother of Thyme
| Scientific Name | Thymus serpyllum |
|---|---|
| Family | Lamiaceae |
| Native To | Europe and North Africa |
| Also Known As | Mother of Thyme, Creeping Thyme, Wild Thyme |
| Leaves | Small, oval-shaped leaves, typically 0.5-1 cm long, with a slightly fuzzy texture. The leaves are dark green and highly aromatic, releasing a thyme scent when crushed. |
| Flowers | Produces small, tubular flowers in shades of pink to purple during the summer months. Flowering is more prolific outdoors in full sun. Rarely flowers indoors. |
📏 Size & Growth — Plant Comparison
Money Tree
Mother of Thyme
🌱 Propagation — Comparing Plant Growth
Money Tree
Methods: Stem cuttings, Seed
Difficulty: Moderate
Tips: Take stem cuttings in spring or summer. Use rooting hormone and keep the cuttings in a humid environment. Seeds can be sown in spring.
Mother of Thyme
Methods: Stem cuttings, Division, Seed
Difficulty: Easy
Tips: Take stem cuttings in spring or summer and root them in well-draining soil. Division can be done in spring or fall. Seeds can be sown in spring after the last frost.
✨ Benefits & Features — Comparing Plant Value
Money Tree
The braided trunk is a distinctive feature, created by intertwining multiple young plants. It is also associated with good luck and prosperity in some cultures.
- ✓ Improved air quality
- ✓ Aesthetically pleasing appearance
- ✓ Believed to bring good luck and prosperity
- ✓ Relatively low-maintenance
- ✓ Adds a touch of greenery to any space
- 🌬️ NASA-verified air purifier
- ⚠️ Toxic to pets
Mother of Thyme
Mother of Thyme is known for its ability to release a pleasant fragrance when stepped on, making it a popular choice for pathways and ground cover. Its drought tolerance and low-maintenance nature make it a versatile addition to various garden settings.
- ✓ Provides fragrant ground cover
- ✓ Attracts pollinators to the garden
- ✓ Edible herb for culinary use
- ✓ Drought-tolerant and low-maintenance
- ✓ Adds visual interest to rock gardens and pathways
- 🐾 Pet Safe
📅 Maintenance Schedule — Plant Care Comparison
Money Tree
Mother of Thyme
🌞 Light Requirements
Money Tree
Bright, indirect light. Avoid direct sunlight, especially during the hottest part of the day.
Low light tolerant: ✅ Yes
Mother of Thyme
Full sun (at least 6 hours of direct sunlight daily)
Low light tolerant: ❌ No
💧 Watering Needs
Money Tree
Water thoroughly when the top inch of soil is dry. Ensure good drainage to prevent root rot. Overwatering can lead to yellowing leaves and stem rot. Underwatering can cause leaf drop and crispy edges. Reduce watering frequency in winter.
Mother of Thyme
Water thoroughly when the soil surface feels dry to the touch. Avoid overwatering, as this can lead to root rot. Allow the soil to dry out slightly between waterings. Signs of overwatering include yellowing leaves and a musty smell. Underwatering results in wilting and dry, brittle leaves.
🌡️ Temperature & Humidity
Money Tree
Temperature: 18-24°C
Humidity: 40-60%
Mother of Thyme
Temperature: 15-27°C
Humidity: 30-50%
🤔 Which Plant Is Right For You?
Money Tree
Pachira aquaticaBeginners looking for an attractive and relatively low-maintenance indoor plant with symbolic meaning.
✅ Choose This Plant If...
- You want a plant believed to bring good luck and prosperity.
- You are looking for a relatively low-maintenance indoor plant.
- You appreciate the unique braided trunk appearance.
- You want a plant that can tolerate some neglect.
- You want a plant that can help purify the air.
❌ Skip This Plant If...
- You have pets that may ingest the plant, as it is toxic.
- You tend to overwater plants.
- You cannot provide bright, indirect light.
- You are looking for a plant that flowers indoors.
Mother of Thyme
Thymus serpyllumGardeners looking for a fragrant, low-maintenance ground cover for sunny areas.
✅ Choose This Plant If...
- You want a fragrant ground cover that releases scent when stepped on.
- You need a plant that tolerates dry conditions and full sun.
- You want to attract pollinators to your garden.
- You enjoy using fresh herbs in your cooking.
- You want a low-maintenance plant that requires minimal care.
❌ Skip This Plant If...
- You don't have a sunny outdoor space.
- You tend to overwater your plants.
- You are looking for a tall, showy plant.
🎯 Quick Verdict
⚡ Key Differences Between These Plants
Money Tree is rated Easy care level, while Mother of Thyme is Expert.
💡 Pro Tips For Comparing These Plants
Money Tree Care Tips
Money Trees are relatively easy to care for indoors. Provide bright, indirect light and water when the top inch of soil is dry. Avoid overwatering and provide adequate humidity. Fertilize during the growing season. Be aware of its toxicity to pets.
- Allow the top inch of soil to dry out before watering.
- Provide bright, indirect light to prevent leaf burn.
- Fertilize regularly during the growing season.
- Prune to maintain shape and remove dead leaves.
- Rotate the plant regularly to ensure even growth.
Mother of Thyme Care Tips
Mother of Thyme is primarily an outdoor plant that requires full sun and well-draining soil. Growing it indoors is challenging due to its high light requirements. It is prone to root rot if overwatered. Indoor success requires very bright light and careful watering.
- Plant in well-draining soil to prevent root rot.
- Provide at least 6 hours of direct sunlight daily.
- Water deeply but infrequently, allowing the soil to dry out between waterings.
- Prune lightly after flowering to maintain shape.
- Avoid over-fertilizing, as this can lead to leggy growth.
⚠️ Common Problems & Solutions — Plant Care Comparison
Money Tree
Mother of Thyme
❓ Frequently Asked Questions — Comparing These Plants
Money Tree
What are the light requirements for Money Tree?
Money Trees thrive in bright, indirect light. An east-facing window is often ideal, providing gentle morning sunlight. If placing near a south- or west-facing window, use sheer curtains to filter the light. Insufficient light can lead to leggy growth and yellowing leaves. Rotate your Money Tree regularly to ensure even light exposure on all sides. Avoid placing it in direct sunlight, which can scorch the leaves. Observe your plant’s growth; if the leaves are pale or the stems are stretching, it may need more light. Artificial grow lights can supplement natural light, especially in darker environments.
How do I care for Money Tree?
Money Trees are relatively easy to care for, making them a great choice for beginners. Place your Money Tree in a location with bright, indirect light. Avoid direct sunlight, which can scorch the leaves. Water thoroughly when the top inch of soil is dry, allowing excess water to drain away. Overwatering is a common problem, so ensure good drainage. Use a well-draining potting mix. Fertilize monthly during the growing season (spring and summer) with a balanced liquid fertilizer. Prune regularly to maintain shape and remove any dead or yellowing leaves. Maintain a stable environment, avoiding drastic temperature changes. Repot every 2-3 years, or when the plant becomes root-bound. Check regularly for pests and address any infestations promptly. Provide adequate humidity, especially during dry winter months.
How do I propagate Money Tree?
Money Trees can be propagated through stem cuttings or air layering. For stem cuttings, take a 4-6 inch cutting from a healthy stem. Remove the lower leaves and dip the cut end in rooting hormone. Plant the cutting in moist, well-draining potting mix. Cover with a plastic bag to create a humid environment. Keep the soil consistently moist and place in bright, indirect light. Roots should develop in a few weeks. For air layering, make a small cut on a stem and wrap it with moist sphagnum moss. Cover the moss with plastic wrap and secure it with tape. Keep the moss moist. Roots will develop within the moss. Once roots are visible, cut the stem below the roots and plant it in a pot.
Mother of Thyme
What are the light requirements for Mother of Thyme?
Mother of Thyme thrives in bright, indirect sunlight. Aim for at least six hours of sunlight per day for optimal growth and flowering. Insufficient light can lead to leggy growth and reduced blooming. An east- or south-facing window is usually ideal, but be mindful of intense afternoon sun, which can scorch the leaves, especially during the summer months.
How do I care for Mother of Thyme?
Mother of Thyme is relatively easy to care for, making it a popular choice for both novice and experienced plant enthusiasts. Provide it with plenty of bright, indirect sunlight; at least 6 hours a day is ideal. Water thoroughly only when the soil is completely dry, as overwatering can lead to root rot. Use well-draining soil, such as a cactus or succulent mix, to ensure proper drainage.
How do I propagate Mother of Thyme?
Mother of Thyme is easily propagated through several methods. Leaf cuttings involve gently twisting off a healthy leaf and allowing it to callous over for a few days before placing it on well-draining soil. Offsets, which are small plantlets that grow around the base of the mother plant, can be carefully separated and planted in their own pots. Stem cuttings are another effective method.
Last updated: May 10, 2026 — Plant care data reviewed and verified by our editorial team.