Liquidambar vs Money Tree Plant Comparison

Compare these two plants side by side — care needs, key differences, and which is right for your home.

Liquidambar

Liquidambar

Liquidambar styraciflua

VS
Money Tree

Money Tree

Pachira aquatica

Liquidambar

Liquidambar

Liquidambar styraciflua

Liquidambar styraciflua, or American Sweetgum, is a deciduous tree known for its vibrant fall foliage, transitioning from green to brilliant shades of red, orange, purple, and yellow. It typically grows to a height of 60-80 feet (18-24 meters) in its native habitat, with a pyramidal to oval crown. The leaves are star-shaped with 5-7 lobes. It is primarily an outdoor tree, valued for its ornamental appeal and timber production. While some may attempt to grow it indoors, it's not suitable due to its size and need for full sun and seasonal changes.

Altingiaceae Eastern North America, Central America, Mexico
✨ Features: Brilliant fall foliage, interesting textured bark, and distinctive spiky seed balls.
📖 Read Complete Liquidambar Guide
Money Tree

Money Tree

Pachira aquatica

Pachira aquatica, commonly known as the Money Tree, is a tropical wetland tree that can grow up to 60 feet tall in its native habitat. It's popular as an indoor plant, often featuring a braided trunk created by intertwining several young plants. The plant has palmate leaves with 5-9 leaflets. While it can be grown indoors, it rarely flowers or produces fruit in these conditions. People grow it for its attractive foliage, braided trunk, and the belief that it brings good luck and prosperity.

Malvaceae Central and South America (Mexico to northern Brazil)
✨ Features: Believed to bring good luck and prosperity, attractive braided trunk, air purifying qualities.
📖 Read Complete Money Tree Guide

Quick Plant Comparison

Feature Liquidambar Money Tree
Light Full sun (at least 6 hours of direct sunlight per day) Bright, indirect light. Avoid direct sunlight, especially during the hottest part of the day.
Watering Weekly during the growing season, less frequently in winter. Every 1-2 weeks, depending on environmental conditions
Humidity 30-50% 40-60%
Temperature 10-27°C 18-24°C
Care Level Expert Easy
Growth Rate Moderate To Fast Moderate
Max Height Not applicable for indoor growing. Outdoors: 18-24 meters (60-80 feet) 1-2 meters (indoors)
Pet Safety ❌ Toxic To Pets ❌ Toxic To Pets
Soil Well-drained, slightly acidic soil. Tolerant of a range of soil types, including clay and loam. Well-draining potting mix, such as a blend of peat moss, perlite, and vermiculite.
Beginner Friendly ❌ No ✅ Yes
Weekly Maintenance 1-2 hours per month (mostly for pruning and leaf cleanup) 5-10 minutes weekly

🔬 Botanical Information — Comparing These Plants

Liquidambar

Scientific Name Liquidambar styraciflua
Family Altingiaceae
Native To Eastern North America, Central America, Mexico
Also Known As American Sweetgum, Sweet Gum, Redgum, Star-leaved Gum
Leaves The leaves are star-shaped with 5-7 lobes, typically 4-7 inches (10-18 cm) wide. They are a glossy green in summer, turning vibrant shades of red, orange, purple, and yellow in the fall. The leaves have a palmate venation pattern.
Flowers Sweetgum trees produce inconspicuous greenish flowers in the spring. They are not showy and are often overlooked.

Money Tree

Scientific Name Pachira aquatica
Family Malvaceae
Native To Central and South America (Mexico to northern Brazil)
Also Known As Money Tree, Saba Nut, Guiana Chestnut, Provision Tree, Monguba
Leaves Palmate leaves with 5-9 leaflets radiating from a central point. The leaflets are oblong or lance-shaped, typically 10-20 cm long and 3-7 cm wide. They are a glossy green color.
Flowers Rarely flowers indoors. In its natural habitat, it produces large, fragrant flowers with long, narrow petals.

📏 Size & Growth — Plant Comparison

Liquidambar

Height Not applicable for indoor growing. Outdoors: 18-24 meters (60-80 feet)
Spread Not applicable for indoor growing. Outdoors: 12-18 meters (40-60 feet)
Growth Rate Moderate To Fast
Growth Pattern American Sweetgum trees have a pyramidal shape when young, gradually developing a more oval or rounded crown as they mature. They grow upright with a strong central leader.

Money Tree

Height 1-2 meters (indoors)
Spread 0.5-1 meter
Growth Rate Moderate
Growth Pattern Upright, tree-like growth habit. Can be trained and pruned to maintain a desired shape. The trunk becomes thicker and woodier as it matures.

🌱 Propagation — Comparing Plant Growth

Liquidambar

Methods: Seed, cuttings, grafting

Difficulty: Moderate

Tips: Seeds require stratification (cold treatment) for several weeks before sowing. Cuttings are best taken in late spring or early summer. Grafting is used to propagate specific cultivars.

Money Tree

Methods: Stem cuttings, Seed

Difficulty: Moderate

Tips: Take stem cuttings in spring or summer. Use rooting hormone and keep the cuttings in a humid environment. Seeds can be sown in spring.

✨ Benefits & Features — Comparing Plant Value

Liquidambar

The American Sweetgum is known for its brilliant fall foliage, which can range from yellow and orange to red and purple. Its star-shaped leaves and spiky seed balls are also distinctive features. The bark is deeply furrowed and adds visual interest to the landscape.

  • ✓ Provides shade in the summer months.
  • ✓ Offers stunning fall foliage for visual appeal.
  • ✓ Attracts birds and other wildlife to the landscape.
  • ✓ The wood can be used for various purposes.
  • ✓ Relatively low-maintenance once established.
  • ⚠️ Toxic to pets

Money Tree

The braided trunk is a distinctive feature, created by intertwining multiple young plants. It is also associated with good luck and prosperity in some cultures.

  • ✓ Improved air quality
  • ✓ Aesthetically pleasing appearance
  • ✓ Believed to bring good luck and prosperity
  • ✓ Relatively low-maintenance
  • ✓ Adds a touch of greenery to any space
  • 🌬️ NASA-verified air purifier
  • ⚠️ Toxic to pets

📅 Maintenance Schedule — Plant Care Comparison

Liquidambar

Repotting Not applicable for indoor growing.
Pruning Prune in late winter or early spring to remove dead, damaged, or crossing branches. Shape the tree while it is young.
Fertilizing Apply a balanced fertilizer (10-10-10) in early spring before new growth begins. Avoid over-fertilizing.
Seasonal Care In fall, enjoy the vibrant foliage. In winter, protect young trees from frost damage. In spring, fertilize before new growth. In summer, ensure adequate watering during dry periods.

Money Tree

Repotting Every 2-3 years, or when the plant becomes root-bound.
Pruning Prune to maintain shape and remove any dead or yellowing leaves. Can be pruned heavily to control size.
Fertilizing Balanced liquid fertilizer (20-20-20) diluted to half strength, every 2-4 weeks during the growing season (spring and summer).
Seasonal Care Reduce watering in winter when growth slows down. Provide adequate light during shorter days. Increase watering and fertilizing during the growing season (spring and summer).

🌞 Light Requirements

Liquidambar

Full sun (at least 6 hours of direct sunlight per day)

Low light tolerant: ❌ No

Money Tree

Bright, indirect light. Avoid direct sunlight, especially during the hottest part of the day.

Low light tolerant: ✅ Yes

💧 Watering Needs

Liquidambar

Water deeply when the top few inches of soil are dry. Overwatering can lead to root rot, while underwatering can cause leaf scorch and stress. Established trees are relatively drought-tolerant.

Money Tree

Water thoroughly when the top inch of soil is dry. Ensure good drainage to prevent root rot. Overwatering can lead to yellowing leaves and stem rot. Underwatering can cause leaf drop and crispy edges. Reduce watering frequency in winter.

🌡️ Temperature & Humidity

Liquidambar

Temperature: 10-27°C

Humidity: 30-50%

Money Tree

Temperature: 18-24°C

Humidity: 40-60%

🤔 Which Plant Is Right For You?

Liquidambar

Liquidambar

Liquidambar styraciflua
Care: Expert Time: 1-2 hours per month (mostly for pruning and leaf cleanup) Beginner: No

Landscapes where a large, shade-providing tree with spectacular fall color is desired.

✅ Choose This Plant If...

  • You have a large outdoor space and want a shade tree with stunning fall color.
  • You appreciate the unique texture of the tree's bark and seed pods.
  • You want to attract birds and other wildlife to your yard.
  • You are looking for a tree that is relatively low-maintenance once established.
  • You want a tree that provides a focal point in your landscape throughout the year.

❌ Skip This Plant If...

  • You have a small yard or limited space.
  • You live in an area with alkaline soil, as Sweetgums prefer slightly acidic conditions.
  • You are looking for an indoor plant.
📍 Ideal Location: Outdoors in a sunny location with well-drained soil.
🎨 Style: Traditional, Naturalistic, Woodland
🏠 Apartment Friendly: No
⚠️ According to the ASPCA, the American Sweetgum is toxic to horses. The plant contains shikimic acid, which can cause colic in horses if ingested. The spiky seed balls can also be a physical hazard.
Money Tree

Money Tree

Pachira aquatica
Care: Easy Time: 5-10 minutes weekly Beginner: Yes

Beginners looking for an attractive and relatively low-maintenance indoor plant with symbolic meaning.

✅ Choose This Plant If...

  • You want a plant believed to bring good luck and prosperity.
  • You are looking for a relatively low-maintenance indoor plant.
  • You appreciate the unique braided trunk appearance.
  • You want a plant that can tolerate some neglect.
  • You want a plant that can help purify the air.

❌ Skip This Plant If...

  • You have pets that may ingest the plant, as it is toxic.
  • You tend to overwater plants.
  • You cannot provide bright, indirect light.
  • You are looking for a plant that flowers indoors.
📍 Ideal Location: Living room, office, or any room with bright, indirect light.
🎨 Style: Tropical, Bohemian, Modern
🏠 Apartment Friendly: Yes
🌬️ Air Purifying: Yes (NASA verified)
⚠️ According to the ASPCA, Pachira aquatica is toxic to dogs, cats, and horses. The plant contains an unknown toxin. Symptoms include vomiting, depression, and anorexia. All parts of the plant are considered toxic.

🎯 Quick Verdict

Best for Beginners Money Tree
Pet Friendly Neither - caution
Less Maintenance Money Tree
Apartment Friendly Money Tree

⚡ Key Differences Between These Plants

🎯

Liquidambar is rated Expert care level, while Money Tree is Easy.

📈

Liquidambar has moderate to fast growth, while Money Tree grows moderate.

💡 Pro Tips For Comparing These Plants

Liquidambar Care Tips

American Sweetgum is an outdoor tree and is not suitable for indoor growing. It requires full sun, well-drained soil, and ample space to grow. Attempting to grow it indoors will likely result in a stressed and unhealthy plant.

  • Plant in well-drained, slightly acidic soil for best results.
  • Water deeply during dry periods, especially when the tree is young.
  • Fertilize in early spring with a balanced fertilizer.
  • Prune regularly to remove dead or damaged branches and maintain shape.
  • Protect young trees from frost damage in winter.
❄️ Winter: Protect young trees from frost damage by wrapping the trunk with burlap or applying mulch around the base. Water sparingly during dry periods.
☀️ Summer: Ensure adequate watering during dry periods, especially for young trees. Monitor for pests and diseases and treat as needed.

Money Tree Care Tips

Money Trees are relatively easy to care for indoors. Provide bright, indirect light and water when the top inch of soil is dry. Avoid overwatering and provide adequate humidity. Fertilize during the growing season. Be aware of its toxicity to pets.

  • Allow the top inch of soil to dry out before watering.
  • Provide bright, indirect light to prevent leaf burn.
  • Fertilize regularly during the growing season.
  • Prune to maintain shape and remove dead leaves.
  • Rotate the plant regularly to ensure even growth.
❄️ Winter: Reduce watering frequency. Ensure adequate light, especially during shorter days. Avoid placing near drafts or heating vents.
☀️ Summer: Water more frequently. Protect from direct sunlight to prevent leaf burn. Increase humidity if necessary.

⚠️ Common Problems & Solutions — Plant Care Comparison

Liquidambar

Common Issues: Chlorosis (yellowing leaves due to iron deficiency), leaf spot, scale insects, storm damage.
Solutions: For chlorosis, amend the soil with iron chelate. Treat leaf spot with a fungicide. Control scale insects with horticultural oil. Prune damaged branches after storms.

Money Tree

Common Issues: Yellowing leaves, Leaf drop, Root rot, Pests (spider mites, mealybugs)
Solutions: Yellowing leaves: Adjust watering and ensure proper drainage. | Leaf drop: Check for drafts, low humidity, or underwatering. | Root rot: Repot in fresh soil and improve drainage. | Pests: Treat with insecticidal soap or neem oil.

❓ Frequently Asked Questions — Comparing These Plants

Liquidambar

What are the light requirements for Liquidambar?

Liquidambar thrives in bright, indirect light. Direct sunlight can scorch the leaves, especially indoors where the light is intensified by glass. An east or west-facing window is ideal, providing ample light without the harshness of direct sun. If you don’t have access to a naturally bright location, supplement with grow lights. Rotate the plant regularly to ensure even growth on all sides. Insufficient light can lead to leggy growth and reduced leaf color vibrancy. Observe your plant closely; if the leaves appear pale or the stems are stretching, it needs more light. Consider using a light meter to accurately measure the light intensity.

How do I care for Liquidambar?

Caring for Liquidambar indoors requires mimicking its natural environment as closely as possible. Provide bright, indirect light, ideally near an east or west-facing window. Water thoroughly when the top inch of soil feels dry, ensuring proper drainage to prevent root rot. Maintain moderate humidity levels, especially during dry winter months, using a humidifier or pebble tray. Fertilize sparingly during the growing season (spring and summer) with a balanced liquid fertilizer diluted to half strength. Repot every 2-3 years into a slightly larger pot with well-draining potting mix. Prune as needed to maintain shape and remove any dead or damaged branches. Monitor for pests and address promptly. Ensure stable temperatures, avoiding sudden fluctuations or drafts. Proper pot size is crucial; select one that allows for root growth without being excessively large, which can lead to waterlogged soil.

How do I propagate Liquidambar?

Liquidambar can be propagated via stem cuttings or air layering, though success rates can vary. For stem cuttings, take a 4-6 inch cutting from new growth in spring or early summer. Remove the lower leaves and dip the cut end in rooting hormone. Plant the cutting in a well-draining potting mix and keep it moist. Cover with a plastic bag to maintain humidity. Rooting can take several weeks. For air layering, make a shallow cut on a stem, wrap it with moist sphagnum moss, and cover it with plastic wrap. Secure the wrap tightly. Once roots develop, cut the stem below the roots and plant it in a pot. Both methods require patience and consistent care.

Money Tree

What are the light requirements for Money Tree?

Money Trees thrive in bright, indirect light. An east-facing window is often ideal, providing gentle morning sunlight. If placing near a south- or west-facing window, use sheer curtains to filter the light. Insufficient light can lead to leggy growth and yellowing leaves. Rotate your Money Tree regularly to ensure even light exposure on all sides. Avoid placing it in direct sunlight, which can scorch the leaves. Observe your plant’s growth; if the leaves are pale or the stems are stretching, it may need more light. Artificial grow lights can supplement natural light, especially in darker environments.

How do I care for Money Tree?

Money Trees are relatively easy to care for, making them a great choice for beginners. Place your Money Tree in a location with bright, indirect light. Avoid direct sunlight, which can scorch the leaves. Water thoroughly when the top inch of soil is dry, allowing excess water to drain away. Overwatering is a common problem, so ensure good drainage. Use a well-draining potting mix. Fertilize monthly during the growing season (spring and summer) with a balanced liquid fertilizer. Prune regularly to maintain shape and remove any dead or yellowing leaves. Maintain a stable environment, avoiding drastic temperature changes. Repot every 2-3 years, or when the plant becomes root-bound. Check regularly for pests and address any infestations promptly. Provide adequate humidity, especially during dry winter months.

How do I propagate Money Tree?

Money Trees can be propagated through stem cuttings or air layering. For stem cuttings, take a 4-6 inch cutting from a healthy stem. Remove the lower leaves and dip the cut end in rooting hormone. Plant the cutting in moist, well-draining potting mix. Cover with a plastic bag to create a humid environment. Keep the soil consistently moist and place in bright, indirect light. Roots should develop in a few weeks. For air layering, make a small cut on a stem and wrap it with moist sphagnum moss. Cover the moss with plastic wrap and secure it with tape. Keep the moss moist. Roots will develop within the moss. Once roots are visible, cut the stem below the roots and plant it in a pot.

Last updated: April 28, 2026 — Plant care data reviewed and verified by our editorial team.