Lemon Balm vs Money Tree Plant Comparison

Compare these two plants side by side — care needs, key differences, and which is right for your home.

Lemon Balm

Lemon Balm

Melissa officinalis

VS
Money Tree

Money Tree

Pachira aquatica

Lemon Balm

Lemon Balm

Melissa officinalis

Lemon balm is a perennial herb in the mint family, known for its lemon-scented leaves. It typically grows to a height of 30-60 cm (1-2 feet). The plant has a bushy growth habit and spreads via rhizomes. It is primarily grown outdoors for its aromatic leaves, which are used in teas, culinary dishes, and herbal remedies. While it can be grown indoors, maintaining optimal conditions for healthy growth can be challenging. People grow it for its calming properties and pleasant scent.

Lamiaceae Southern Europe and the Mediterranean region
✨ Features: Lemon-scented leaves, calming properties, attracts pollinators.
📖 Read Complete Lemon Balm Guide
Money Tree

Money Tree

Pachira aquatica

Pachira aquatica, commonly known as the Money Tree, is a tropical wetland tree that can grow up to 60 feet tall in its native habitat. It's popular as an indoor plant, often featuring a braided trunk created by intertwining several young plants. The plant has palmate leaves with 5-9 leaflets. While it can be grown indoors, it rarely flowers or produces fruit in these conditions. People grow it for its attractive foliage, braided trunk, and the belief that it brings good luck and prosperity.

Malvaceae Central and South America (Mexico to northern Brazil)
✨ Features: Believed to bring good luck and prosperity, attractive braided trunk, air purifying qualities.
📖 Read Complete Money Tree Guide

Quick Plant Comparison

Feature Lemon Balm Money Tree
Light Full sun to partial shade Bright, indirect light. Avoid direct sunlight, especially during the hottest part of the day.
Watering Every 5-7 days outdoors; Every 7-10 days indoors, adjusting based on environmental conditions. Every 1-2 weeks, depending on environmental conditions
Humidity 40-60% 40-60%
Temperature 18-24°C 18-24°C
Care Level Expert Easy
Growth Rate Fast Moderate
Max Height 30-60 cm (1-2 feet) indoors; up to 90 cm (3 feet) outdoors 1-2 meters (indoors)
Pet Safety ❌ Toxic To Pets ❌ Toxic To Pets
Soil Well-draining soil, such as a mix of potting soil, perlite, and compost. Well-draining potting mix, such as a blend of peat moss, perlite, and vermiculite.
Beginner Friendly ❌ No ✅ Yes
Weekly Maintenance 15 minutes weekly 5-10 minutes weekly

🔬 Botanical Information — Comparing These Plants

Lemon Balm

Scientific Name Melissa officinalis
Family Lamiaceae
Native To Southern Europe and the Mediterranean region
Also Known As Lemon Balm, Balm Mint
Leaves The leaves are oval to heart-shaped, approximately 2-8 cm (1-3 inches) long, and have a serrated edge. They are typically a light to medium green color. The leaves are slightly hairy and have a wrinkled texture. When crushed, they release a strong lemon scent.
Flowers Lemon balm produces small, inconspicuous white or pale pink flowers in the summer. It rarely flowers indoors.

Money Tree

Scientific Name Pachira aquatica
Family Malvaceae
Native To Central and South America (Mexico to northern Brazil)
Also Known As Money Tree, Saba Nut, Guiana Chestnut, Provision Tree, Monguba
Leaves Palmate leaves with 5-9 leaflets radiating from a central point. The leaflets are oblong or lance-shaped, typically 10-20 cm long and 3-7 cm wide. They are a glossy green color.
Flowers Rarely flowers indoors. In its natural habitat, it produces large, fragrant flowers with long, narrow petals.

📏 Size & Growth — Plant Comparison

Lemon Balm

Height 30-60 cm (1-2 feet) indoors; up to 90 cm (3 feet) outdoors
Spread 30-60 cm (1-2 feet), spreads aggressively via rhizomes
Growth Rate Fast
Growth Pattern Lemon balm grows in a bushy, upright habit. It spreads via rhizomes, which can lead to aggressive spreading if not contained. The stems are square, typical of the mint family.

Money Tree

Height 1-2 meters (indoors)
Spread 0.5-1 meter
Growth Rate Moderate
Growth Pattern Upright, tree-like growth habit. Can be trained and pruned to maintain a desired shape. The trunk becomes thicker and woodier as it matures.

🌱 Propagation — Comparing Plant Growth

Lemon Balm

Methods: Stem cuttings, Division, Seed

Difficulty: Easy

Tips: For stem cuttings, take a 4-6 inch cutting from a healthy stem, remove the lower leaves, and place in water or directly into moist soil. For division, separate the root ball into smaller sections and replant. Seeds can be sown directly into the soil in spring.

Money Tree

Methods: Stem cuttings, Seed

Difficulty: Moderate

Tips: Take stem cuttings in spring or summer. Use rooting hormone and keep the cuttings in a humid environment. Seeds can be sown in spring.

✨ Benefits & Features — Comparing Plant Value

Lemon Balm

Lemon balm is distinguished by its strong lemon scent and flavor, which is due to the presence of citronellal, citronellol, and geraniol. Its leaves are also slightly hairy, giving them a soft texture.

  • ✓ Provides fresh herbs for teas and culinary use.
  • ✓ Attracts pollinators to the garden.
  • ✓ Offers a pleasant lemon scent.
  • ✓ May have calming and stress-reducing properties.
  • ✓ Can be used in homemade beauty products.
  • ⚠️ Toxic to pets

Money Tree

The braided trunk is a distinctive feature, created by intertwining multiple young plants. It is also associated with good luck and prosperity in some cultures.

  • ✓ Improved air quality
  • ✓ Aesthetically pleasing appearance
  • ✓ Believed to bring good luck and prosperity
  • ✓ Relatively low-maintenance
  • ✓ Adds a touch of greenery to any space
  • 🌬️ NASA-verified air purifier
  • ⚠️ Toxic to pets

📅 Maintenance Schedule — Plant Care Comparison

Lemon Balm

Repotting Every 1-2 years, or more frequently if the plant becomes root-bound or if it's spreading aggressively.
Pruning Regular pruning helps maintain a compact shape and encourages bushier growth. Prune after flowering to prevent self-seeding.
Fertilizing Balanced liquid fertilizer (10-10-10) diluted to half strength, every 4-6 weeks during the growing season (spring and summer).
Seasonal Care In spring and summer, provide regular watering and fertilization. In fall, reduce watering and stop fertilizing. In winter, provide minimal watering and ensure adequate light if grown indoors. Dormancy is not required, but growth will slow down.

Money Tree

Repotting Every 2-3 years, or when the plant becomes root-bound.
Pruning Prune to maintain shape and remove any dead or yellowing leaves. Can be pruned heavily to control size.
Fertilizing Balanced liquid fertilizer (20-20-20) diluted to half strength, every 2-4 weeks during the growing season (spring and summer).
Seasonal Care Reduce watering in winter when growth slows down. Provide adequate light during shorter days. Increase watering and fertilizing during the growing season (spring and summer).

🌞 Light Requirements

Lemon Balm

Full sun to partial shade

Low light tolerant: ❌ No

Money Tree

Bright, indirect light. Avoid direct sunlight, especially during the hottest part of the day.

Low light tolerant: ✅ Yes

💧 Watering Needs

Lemon Balm

Water thoroughly when the top inch of soil feels dry. Avoid overwatering, which can lead to root rot. Signs of overwatering include yellowing leaves and a musty smell. Underwatering is indicated by wilting and dry, crispy leaves.

Money Tree

Water thoroughly when the top inch of soil is dry. Ensure good drainage to prevent root rot. Overwatering can lead to yellowing leaves and stem rot. Underwatering can cause leaf drop and crispy edges. Reduce watering frequency in winter.

🌡️ Temperature & Humidity

Lemon Balm

Temperature: 18-24°C

Humidity: 40-60%

Money Tree

Temperature: 18-24°C

Humidity: 40-60%

🤔 Which Plant Is Right For You?

Lemon Balm

Lemon Balm

Melissa officinalis
Care: Expert Time: 15 minutes weekly Beginner: No

Experienced gardeners who want a fragrant herb for teas and culinary uses, and who can manage its spreading habit and pet toxicity.

✅ Choose This Plant If...

  • You enjoy making herbal teas and want a fresh source of lemon balm.
  • You appreciate fragrant plants with calming properties.
  • You have a sunny garden space where it can thrive.
  • You are experienced with managing fast-growing herbs.
  • You want to attract pollinators to your garden.

❌ Skip This Plant If...

  • You have pets that might ingest it.
  • You have limited sunlight indoors.
  • You are a beginner gardener.
  • You don't want a plant that spreads aggressively.
  • You are looking for a low-maintenance indoor plant.
📍 Ideal Location: Outdoors: Herb garden, raised bed. Indoors: Brightest possible location, ideally near a south-facing window with supplemental grow lights.
🎨 Style: Cottage, Herb Garden, Naturalistic
🏠 Apartment Friendly: Limited
⚠️ According to the ASPCA, Lemon Balm contains essential oils that can cause gastrointestinal upset in dogs, cats, and horses. Symptoms include vomiting, diarrhea, and decreased appetite. The leaves are the primary source of toxicity.
Money Tree

Money Tree

Pachira aquatica
Care: Easy Time: 5-10 minutes weekly Beginner: Yes

Beginners looking for an attractive and relatively low-maintenance indoor plant with symbolic meaning.

✅ Choose This Plant If...

  • You want a plant believed to bring good luck and prosperity.
  • You are looking for a relatively low-maintenance indoor plant.
  • You appreciate the unique braided trunk appearance.
  • You want a plant that can tolerate some neglect.
  • You want a plant that can help purify the air.

❌ Skip This Plant If...

  • You have pets that may ingest the plant, as it is toxic.
  • You tend to overwater plants.
  • You cannot provide bright, indirect light.
  • You are looking for a plant that flowers indoors.
📍 Ideal Location: Living room, office, or any room with bright, indirect light.
🎨 Style: Tropical, Bohemian, Modern
🏠 Apartment Friendly: Yes
🌬️ Air Purifying: Yes (NASA verified)
⚠️ According to the ASPCA, Pachira aquatica is toxic to dogs, cats, and horses. The plant contains an unknown toxin. Symptoms include vomiting, depression, and anorexia. All parts of the plant are considered toxic.

🎯 Quick Verdict

Best for Beginners Money Tree
Pet Friendly Neither - caution
Less Maintenance Money Tree
Apartment Friendly Money Tree

⚡ Key Differences Between These Plants

🎯

Lemon Balm is rated Expert care level, while Money Tree is Easy.

📈

Lemon Balm has fast growth, while Money Tree grows moderate.

💡 Pro Tips For Comparing These Plants

Lemon Balm Care Tips

Lemon balm is relatively easy to grow outdoors. Indoors, it requires bright light (often supplemented with grow lights) and careful watering to prevent root rot. Its aggressive spreading habit needs to be managed in containers. Due to its toxicity to pets, keep it out of reach.

  • Provide ample sunlight, especially when grown indoors.
  • Water thoroughly but allow the soil to dry slightly between waterings.
  • Prune regularly to maintain a compact shape and prevent excessive spreading.
  • Monitor for pests and diseases, and treat promptly.
  • Use a well-draining potting mix to prevent root rot.
❄️ Winter: Reduce watering significantly during the winter months. If grown indoors, ensure it receives adequate light, potentially supplementing with grow lights. The plant may experience slower growth during this period.
☀️ Summer: Provide regular watering during the hot summer months, especially if grown outdoors. Protect from intense afternoon sun to prevent leaf scorch. Fertilize regularly to support healthy growth.

Money Tree Care Tips

Money Trees are relatively easy to care for indoors. Provide bright, indirect light and water when the top inch of soil is dry. Avoid overwatering and provide adequate humidity. Fertilize during the growing season. Be aware of its toxicity to pets.

  • Allow the top inch of soil to dry out before watering.
  • Provide bright, indirect light to prevent leaf burn.
  • Fertilize regularly during the growing season.
  • Prune to maintain shape and remove dead leaves.
  • Rotate the plant regularly to ensure even growth.
❄️ Winter: Reduce watering frequency. Ensure adequate light, especially during shorter days. Avoid placing near drafts or heating vents.
☀️ Summer: Water more frequently. Protect from direct sunlight to prevent leaf burn. Increase humidity if necessary.

⚠️ Common Problems & Solutions — Plant Care Comparison

Lemon Balm

Common Issues: Powdery mildew, Root rot, Aphids, Spider mites
Solutions: Powdery mildew: Improve air circulation and apply a fungicide. Root rot: Ensure well-draining soil and avoid overwatering. Aphids: Spray with insecticidal soap. Spider mites: Increase humidity and treat with neem oil.

Money Tree

Common Issues: Yellowing leaves, Leaf drop, Root rot, Pests (spider mites, mealybugs)
Solutions: Yellowing leaves: Adjust watering and ensure proper drainage. | Leaf drop: Check for drafts, low humidity, or underwatering. | Root rot: Repot in fresh soil and improve drainage. | Pests: Treat with insecticidal soap or neem oil.

❓ Frequently Asked Questions — Comparing These Plants

Lemon Balm

What are the light requirements for Lemon Balm?

Lemon Balm thrives in partial to full sunlight. Ideally, it needs at least 4-6 hours of direct sunlight each day to promote healthy growth and abundant flowering. When grown indoors, place it near a sunny window, such as a south-facing or east-facing window. If natural light is insufficient, supplement with grow lights to ensure adequate illumination. Insufficient light can lead to leggy growth and reduced flowering. Rotate the plant regularly to ensure even light exposure on all sides. Avoid placing it in excessively shaded areas, as this can weaken the plant and make it more susceptible to pests and diseases. A bright, sunny location is key to a thriving and fragrant Lemon Balm.

How do I care for Lemon Balm?

Lemon Balm is relatively easy to care for, making it a great choice for beginner gardeners. Provide it with partial to full sunlight, ideally 4-6 hours of direct sun daily. Water regularly, keeping the soil consistently moist but not waterlogged, especially during the growing season. Fertilize monthly with a balanced liquid fertilizer diluted to half strength to encourage blooming. Prune regularly to maintain shape and prevent it from becoming leggy. Lemon Balm prefers well-draining soil rich in organic matter. Maintain a humidity level of 40-60%. Repot annually in spring to refresh the soil. Monitor for pests like aphids and spider mites, and treat promptly if detected. In colder climates, protect the plant from frost by bringing it indoors or providing adequate insulation. Deadhead spent blooms to encourage further flowering.

How do I propagate Lemon Balm?

Lemon Balm is easily propagated through several methods. Division is best done in spring or fall by carefully separating the root ball into smaller sections and replanting them. Stem cuttings can be taken in spring or summer; cut a 4-6 inch stem just below a node, remove the lower leaves, and place the cutting in water or directly into moist potting mix. Keep the soil consistently moist until roots develop, which usually takes a few weeks. While Lemon Balm doesn’t produce keiki, its vigorous growth allows for abundant cuttings. Ensure cuttings receive bright, indirect light and a humid environment to encourage rooting. Once rooted, transplant into individual pots. Propagation ensures a continuous supply of this fragrant and useful herb.

Money Tree

What are the light requirements for Money Tree?

Money Trees thrive in bright, indirect light. An east-facing window is often ideal, providing gentle morning sunlight. If placing near a south- or west-facing window, use sheer curtains to filter the light. Insufficient light can lead to leggy growth and yellowing leaves. Rotate your Money Tree regularly to ensure even light exposure on all sides. Avoid placing it in direct sunlight, which can scorch the leaves. Observe your plant’s growth; if the leaves are pale or the stems are stretching, it may need more light. Artificial grow lights can supplement natural light, especially in darker environments.

How do I care for Money Tree?

Money Trees are relatively easy to care for, making them a great choice for beginners. Place your Money Tree in a location with bright, indirect light. Avoid direct sunlight, which can scorch the leaves. Water thoroughly when the top inch of soil is dry, allowing excess water to drain away. Overwatering is a common problem, so ensure good drainage. Use a well-draining potting mix. Fertilize monthly during the growing season (spring and summer) with a balanced liquid fertilizer. Prune regularly to maintain shape and remove any dead or yellowing leaves. Maintain a stable environment, avoiding drastic temperature changes. Repot every 2-3 years, or when the plant becomes root-bound. Check regularly for pests and address any infestations promptly. Provide adequate humidity, especially during dry winter months.

How do I propagate Money Tree?

Money Trees can be propagated through stem cuttings or air layering. For stem cuttings, take a 4-6 inch cutting from a healthy stem. Remove the lower leaves and dip the cut end in rooting hormone. Plant the cutting in moist, well-draining potting mix. Cover with a plastic bag to create a humid environment. Keep the soil consistently moist and place in bright, indirect light. Roots should develop in a few weeks. For air layering, make a small cut on a stem and wrap it with moist sphagnum moss. Cover the moss with plastic wrap and secure it with tape. Keep the moss moist. Roots will develop within the moss. Once roots are visible, cut the stem below the roots and plant it in a pot.

Last updated: April 19, 2026 — Plant care data reviewed and verified by our editorial team.