Leatherleaf Fern vs Money Tree Plant Comparison
Compare these two plants side by side — care needs, key differences, and which is right for your home.
Leatherleaf Fern
Rumohra adiantiformis
Leatherleaf fern is a perennial fern characterized by its leathery, triangular fronds that are deeply divided into smaller leaflets (pinnules). It's primarily an outdoor plant in warmer climates, often found in forests and rocky areas. It is widely cultivated commercially for use in floral arrangements due to its long-lasting foliage. While it can be grown indoors, it requires specific conditions to thrive and often struggles to adapt to typical indoor environments. Its popularity stems from its attractive foliage and durability as a cut flower.
Money Tree
Pachira aquatica
Pachira aquatica, commonly known as the Money Tree, is a tropical wetland tree that can grow up to 60 feet tall in its native habitat. It's popular as an indoor plant, often featuring a braided trunk created by intertwining several young plants. The plant has palmate leaves with 5-9 leaflets. While it can be grown indoors, it rarely flowers or produces fruit in these conditions. People grow it for its attractive foliage, braided trunk, and the belief that it brings good luck and prosperity.
Quick Plant Comparison
| Feature | Leatherleaf Fern | Money Tree |
|---|---|---|
| Light | Bright, indirect light. Avoid direct sunlight, which can scorch the fronds. | Bright, indirect light. Avoid direct sunlight, especially during the hottest part of the day. |
| Watering | Every 7-10 days, depending on environmental conditions | Every 1-2 weeks, depending on environmental conditions |
| Humidity | 60-80% | 40-60% |
| Temperature | 18-24°C | 18-24°C |
| Care Level | Expert | Easy |
| Growth Rate | Moderate | Moderate |
| Max Height | 30-60 cm indoors (can be larger outdoors) | 1-2 meters (indoors) |
| Pet Safety | ✅ Safe | ❌ Toxic To Pets |
| Soil | Well-draining, slightly acidic potting mix rich in organic matter. A mix of peat moss, perlite, and potting soil works well. | Well-draining potting mix, such as a blend of peat moss, perlite, and vermiculite. |
| Beginner Friendly | ❌ No | ✅ Yes |
| Weekly Maintenance | 15 minutes weekly | 5-10 minutes weekly |
🔬 Botanical Information — Comparing These Plants
Leatherleaf Fern
| Scientific Name | Rumohra adiantiformis |
|---|---|
| Family | Dryopteridaceae |
| Native To | Southern Hemisphere: South Africa, Australia, New Zealand, South America |
| Also Known As | Leatherleaf Fern, Leather Fern, Iron Fern |
| Leaves | The leaves (fronds) are triangular in shape and deeply divided into numerous small, leathery leaflets (pinnules). The pinnules are a rich green color and have a slightly glossy texture. The fronds can grow up to 60 cm long and are arranged alternately along the stem. |
| Flowers | Leatherleaf ferns do not flower in the traditional sense. They reproduce via spores, which are located on the underside of the fronds. Flowering is not a consideration for indoor cultivation. |
Money Tree
| Scientific Name | Pachira aquatica |
|---|---|
| Family | Malvaceae |
| Native To | Central and South America (Mexico to northern Brazil) |
| Also Known As | Money Tree, Saba Nut, Guiana Chestnut, Provision Tree, Monguba |
| Leaves | Palmate leaves with 5-9 leaflets radiating from a central point. The leaflets are oblong or lance-shaped, typically 10-20 cm long and 3-7 cm wide. They are a glossy green color. |
| Flowers | Rarely flowers indoors. In its natural habitat, it produces large, fragrant flowers with long, narrow petals. |
📏 Size & Growth — Plant Comparison
Leatherleaf Fern
Money Tree
🌱 Propagation — Comparing Plant Growth
Leatherleaf Fern
Methods: Spores, Rhizome division
Difficulty: Moderate
Tips: Rhizome division is the easier method. Divide the rhizome in spring, ensuring each section has several fronds and roots. Plant in a well-draining potting mix and keep consistently moist.
Money Tree
Methods: Stem cuttings, Seed
Difficulty: Moderate
Tips: Take stem cuttings in spring or summer. Use rooting hormone and keep the cuttings in a humid environment. Seeds can be sown in spring.
✨ Benefits & Features — Comparing Plant Value
Leatherleaf Fern
The leatherleaf fern is known for its durable, leathery fronds that are commonly used in floral arrangements. Its ability to withstand handling and maintain its appearance makes it a popular choice in the floral industry. It's also relatively drought-tolerant once established outdoors, which is unusual for a fern.
- ✓ Adds a lush, green aesthetic to indoor spaces.
- ✓ Provides a calming and natural element to decor.
- ✓ Non-toxic to pets, making it a safe choice for animal lovers.
- ✓ Can be used in floral arrangements.
- ✓ Offers a unique texture and visual interest.
- 🐾 Pet Safe
Money Tree
The braided trunk is a distinctive feature, created by intertwining multiple young plants. It is also associated with good luck and prosperity in some cultures.
- ✓ Improved air quality
- ✓ Aesthetically pleasing appearance
- ✓ Believed to bring good luck and prosperity
- ✓ Relatively low-maintenance
- ✓ Adds a touch of greenery to any space
- 🌬️ NASA-verified air purifier
- ⚠️ Toxic to pets
📅 Maintenance Schedule — Plant Care Comparison
Leatherleaf Fern
Money Tree
🌞 Light Requirements
Leatherleaf Fern
Bright, indirect light. Avoid direct sunlight, which can scorch the fronds.
Low light tolerant: ❌ No
Money Tree
Bright, indirect light. Avoid direct sunlight, especially during the hottest part of the day.
Low light tolerant: ✅ Yes
💧 Watering Needs
Leatherleaf Fern
Water thoroughly when the top inch of soil feels dry. Ensure good drainage to prevent root rot. Overwatering can lead to yellowing fronds and root rot, while underwatering causes the fronds to become dry and brittle.
Money Tree
Water thoroughly when the top inch of soil is dry. Ensure good drainage to prevent root rot. Overwatering can lead to yellowing leaves and stem rot. Underwatering can cause leaf drop and crispy edges. Reduce watering frequency in winter.
🌡️ Temperature & Humidity
Leatherleaf Fern
Temperature: 18-24°C
Humidity: 60-80%
Money Tree
Temperature: 18-24°C
Humidity: 40-60%
🤔 Which Plant Is Right For You?
Leatherleaf Fern
Rumohra adiantiformisExperienced plant enthusiasts who can provide the specific environmental conditions required for this fern to thrive indoors.
✅ Choose This Plant If...
- You appreciate the unique texture and appearance of fern foliage.
- You are looking for a long-lasting green for floral arrangements.
- You have a greenhouse or terrarium where you can provide high humidity.
- You enjoy a challenge and are willing to provide specific care.
- You want a plant that is non-toxic to pets.
❌ Skip This Plant If...
- You struggle to maintain high humidity levels in your home.
- You tend to overwater plants.
- You don't have a bright, indirectly lit space.
- You are a beginner plant owner.
Money Tree
Pachira aquaticaBeginners looking for an attractive and relatively low-maintenance indoor plant with symbolic meaning.
✅ Choose This Plant If...
- You want a plant believed to bring good luck and prosperity.
- You are looking for a relatively low-maintenance indoor plant.
- You appreciate the unique braided trunk appearance.
- You want a plant that can tolerate some neglect.
- You want a plant that can help purify the air.
❌ Skip This Plant If...
- You have pets that may ingest the plant, as it is toxic.
- You tend to overwater plants.
- You cannot provide bright, indirect light.
- You are looking for a plant that flowers indoors.
🎯 Quick Verdict
⚡ Key Differences Between These Plants
Leatherleaf Fern is rated Expert care level, while Money Tree is Easy.
💡 Pro Tips For Comparing These Plants
Leatherleaf Fern Care Tips
Leatherleaf fern is challenging to grow indoors due to its high humidity and specific light requirements. It needs consistent moisture, good air circulation, and protection from direct sunlight. Maintaining adequate humidity is crucial for its survival indoors. It is primarily an outdoor plant and requires expert care to thrive as a houseplant.
- Maintain high humidity by using a humidifier or placing the plant on a pebble tray.
- Water thoroughly but allow the soil to dry slightly between waterings.
- Provide bright, indirect light and avoid direct sunlight.
- Fertilize regularly during the growing season with a balanced liquid fertilizer.
- Monitor for pests and treat promptly with insecticidal soap or neem oil.
Money Tree Care Tips
Money Trees are relatively easy to care for indoors. Provide bright, indirect light and water when the top inch of soil is dry. Avoid overwatering and provide adequate humidity. Fertilize during the growing season. Be aware of its toxicity to pets.
- Allow the top inch of soil to dry out before watering.
- Provide bright, indirect light to prevent leaf burn.
- Fertilize regularly during the growing season.
- Prune to maintain shape and remove dead leaves.
- Rotate the plant regularly to ensure even growth.
⚠️ Common Problems & Solutions — Plant Care Comparison
Leatherleaf Fern
Money Tree
❓ Frequently Asked Questions — Comparing These Plants
Leatherleaf Fern
What are the light requirements for Leatherleaf Fern?
Leatherleaf Ferns require bright, indirect light to thrive. Direct sunlight can scorch their delicate fronds, so avoid placing them in south-facing windows without any shade. An east- or north-facing window is ideal, providing gentle, diffused light. If you don’t have access to natural light, you can supplement with fluorescent grow lights. Position the lights about 12-18 inches above the plant. If the fronds start to turn pale or yellow, it may indicate that the plant is receiving too much light. Conversely, if the growth is slow and the fronds appear dark green, it may not be getting enough light. Rotate the plant regularly to ensure even exposure to light.
How do I care for Leatherleaf Fern?
Leatherleaf Ferns thrive in bright, indirect light. Avoid direct sunlight, which can scorch their delicate fronds. Water regularly, keeping the soil consistently moist but not soggy. Allow the top inch of soil to dry out slightly between waterings. Maintain high humidity levels by misting the plant regularly or placing it on a pebble tray. The ideal temperature range is between 60-75°F (15-24°C). Fertilize monthly during the growing season (spring and summer) with a balanced liquid fertilizer diluted to half strength. Repot every 1-2 years, or when the plant becomes root-bound, using a well-draining potting mix. Prune away any dead or yellowing fronds to encourage new growth. Proper air circulation is also crucial to prevent fungal diseases.
How do I propagate Leatherleaf Fern?
Leatherleaf Ferns can be propagated through division or spores. For division, carefully separate the rhizomes of a mature plant during repotting, ensuring each division has healthy roots and fronds. Plant each division in its own pot with well-draining potting mix. To propagate from spores, collect spores from the underside of mature fronds. Sow the spores on a moist surface of peat moss in a covered container. Maintain high humidity and warmth until small plantlets develop. Transplant the plantlets into individual pots once they are large enough to handle. Propagation from spores is a slow process, but it can be a rewarding experience.
Money Tree
What are the light requirements for Money Tree?
Money Trees thrive in bright, indirect light. An east-facing window is often ideal, providing gentle morning sunlight. If placing near a south- or west-facing window, use sheer curtains to filter the light. Insufficient light can lead to leggy growth and yellowing leaves. Rotate your Money Tree regularly to ensure even light exposure on all sides. Avoid placing it in direct sunlight, which can scorch the leaves. Observe your plant’s growth; if the leaves are pale or the stems are stretching, it may need more light. Artificial grow lights can supplement natural light, especially in darker environments.
How do I care for Money Tree?
Money Trees are relatively easy to care for, making them a great choice for beginners. Place your Money Tree in a location with bright, indirect light. Avoid direct sunlight, which can scorch the leaves. Water thoroughly when the top inch of soil is dry, allowing excess water to drain away. Overwatering is a common problem, so ensure good drainage. Use a well-draining potting mix. Fertilize monthly during the growing season (spring and summer) with a balanced liquid fertilizer. Prune regularly to maintain shape and remove any dead or yellowing leaves. Maintain a stable environment, avoiding drastic temperature changes. Repot every 2-3 years, or when the plant becomes root-bound. Check regularly for pests and address any infestations promptly. Provide adequate humidity, especially during dry winter months.
How do I propagate Money Tree?
Money Trees can be propagated through stem cuttings or air layering. For stem cuttings, take a 4-6 inch cutting from a healthy stem. Remove the lower leaves and dip the cut end in rooting hormone. Plant the cutting in moist, well-draining potting mix. Cover with a plastic bag to create a humid environment. Keep the soil consistently moist and place in bright, indirect light. Roots should develop in a few weeks. For air layering, make a small cut on a stem and wrap it with moist sphagnum moss. Cover the moss with plastic wrap and secure it with tape. Keep the moss moist. Roots will develop within the moss. Once roots are visible, cut the stem below the roots and plant it in a pot.
Last updated: May 4, 2026 — Plant care data reviewed and verified by our editorial team.