Chinese Money Plant vs Interrupted Fern Plant Comparison

Compare these two plants side by side — care needs, key differences, and which is right for your home.

Chinese Money Plant

Chinese Money Plant

Pilea peperomioides

VS
Interrupted Fern

Interrupted Fern

Osmunda claytoniana

Chinese Money Plant

Chinese Money Plant

Pilea peperomioides

Pilea peperomioides, commonly known as the Chinese Money Plant, is a popular houseplant prized for its unique, coin-shaped leaves. It features a central stem from which round, vibrant green leaves emerge on long petioles, creating a visually appealing, symmetrical appearance. Naturally found in the mountainous regions of Southern China, it thrives in bright, indirect light. People grow it for its easy care, interesting foliage, and the belief that it brings good luck and prosperity.

Urticaceae Yunnan Province, Southern China
✨ Features: Unique coin-shaped leaves, easy to propagate, believed to bring good luck
📖 Read Complete Chinese Money Plant Guide
Interrupted Fern

Interrupted Fern

Osmunda claytoniana

The Interrupted Fern is a deciduous fern characterized by its unique fronds. It's primarily an outdoor plant, native to moist woodlands and stream banks. The 'interrupted' name comes from the fertile pinnae located in the middle of the frond, which wither and drop off, leaving a gap. The fronds are initially upright, arching gracefully as they mature. People cultivate it for its textural interest and naturalistic beauty in shade gardens and woodland settings. It is not well-suited for indoor cultivation due to its size and specific environmental needs.

Osmundaceae Eastern North America, Eastern Asia
✨ Features: Unique interrupted fronds, provides habitat for wildlife, adds textural interest to shade gardens.
📖 Read Complete Interrupted Fern Guide

Quick Plant Comparison

Feature Chinese Money Plant Interrupted Fern
Light Bright, indirect light. Avoid direct sunlight, which can scorch the leaves. Partial shade to full shade. Requires protection from direct sunlight, especially during the hottest part of the day.
Watering Every 1-2 weeks, depending on environmental conditions 2-3 times per week, depending on weather and soil drainage
Humidity 40-60% 50-70%
Temperature 18-24°C 10-24°C
Care Level Easy Expert
Growth Rate Moderate Moderate
Max Height 20-30 cm 0.6-1.5 meters (2-5 feet)
Pet Safety ❌ Toxic To Pets ✅ Safe
Soil Well-draining potting mix, such as a blend of peat moss, perlite, and vermiculite Rich, well-draining, slightly acidic soil. A mix of peat moss, compost, and loam is ideal.
Beginner Friendly ✅ Yes ❌ No
Weekly Maintenance 5 minutes weekly 15 minutes weekly

🔬 Botanical Information — Comparing These Plants

Chinese Money Plant

Scientific Name Pilea peperomioides
Family Urticaceae
Native To Yunnan Province, Southern China
Also Known As Chinese Money Plant, Pancake Plant, UFO Plant, Missionary Plant
Leaves Round, coin-shaped leaves with a diameter of 2-4 inches. The leaves are a vibrant green color and have a slightly waxy texture. They are attached to the central stem by long, slender petioles.
Flowers Rarely flowers indoors. When it does, the flowers are small, white, and inconspicuous.

Interrupted Fern

Scientific Name Osmunda claytoniana
Family Osmundaceae
Native To Eastern North America, Eastern Asia
Also Known As Interrupted Fern, Clayton's Fern
Leaves The fronds are bipinnately compound, meaning the leaflets (pinnae) are further divided into smaller segments (pinnules). The sterile pinnae are a vibrant green, while the fertile pinnae are initially green but turn brown and wither, leaving a gap in the middle of the frond. The fronds can reach up to 1.5 meters (5 feet) in length.
Flowers Ferns do not produce flowers. They reproduce via spores.

📏 Size & Growth — Plant Comparison

Chinese Money Plant

Height 20-30 cm
Spread 20-30 cm
Growth Rate Moderate
Growth Pattern Upright, with a single central stem from which round leaves emerge on long petioles. It produces offsets (pups) from the base of the plant, which can be separated and propagated.

Interrupted Fern

Height 0.6-1.5 meters (2-5 feet)
Spread 0.6-1 meter (2-3 feet), spreads slowly via rhizomes
Growth Rate Moderate
Growth Pattern Upright, arching fronds emerge from a slowly spreading rhizome. The fronds are initially erect, then arch gracefully as they mature, creating a vase-like shape.

🌱 Propagation — Comparing Plant Growth

Chinese Money Plant

Methods: Stem cuttings, Offsets (pups)

Difficulty: Easy

Tips: Offsets that grow from the base of the plant can be carefully separated and potted in their own containers. Stem cuttings can be rooted in water or directly in soil. Ensure high humidity for successful rooting.

Interrupted Fern

Methods: Spores, Division

Difficulty: Moderate

Tips: Division is best done in early spring or fall. Carefully separate the rhizomes, ensuring each section has healthy roots and fronds. Spores require a sterile environment and consistent moisture to germinate.

✨ Benefits & Features — Comparing Plant Value

Chinese Money Plant

The perfectly round, coin-shaped leaves are its most distinctive feature. It's also known for producing numerous offsets, making it easy to propagate and share. Its upright growth habit and symmetrical appearance make it a visually appealing addition to any indoor space.

  • ✓ Adds a touch of greenery to your home decor
  • ✓ Easy to propagate and share with friends
  • ✓ Believed to bring good luck and prosperity
  • ✓ Relatively low-maintenance
  • ✓ Unique and eye-catching foliage
  • ⚠️ Toxic to pets

Interrupted Fern

The Interrupted Fern is unique due to the fertile pinnae located in the middle of the frond, which wither and drop off, leaving a gap. This gives the frond its distinctive 'interrupted' appearance. The plant also has a bold, upright growth habit that makes it a striking addition to any shade garden.

  • ✓ Adds textural interest to the garden
  • ✓ Provides habitat for wildlife
  • ✓ Creates a naturalistic and calming atmosphere
  • ✓ Enhances the beauty of shady areas
  • ✓ Can be used in medicinal applications (historically)
  • 🐾 Pet Safe

📅 Maintenance Schedule — Plant Care Comparison

Chinese Money Plant

Repotting Every 1-2 years, or when the plant becomes root-bound
Pruning Prune to remove dead or yellowing leaves and to maintain desired shape. Pinch off new growth to encourage bushier growth.
Fertilizing Balanced liquid fertilizer (10-10-10), diluted to half strength, every 4-6 weeks during the growing season (spring and summer)
Seasonal Care Reduce watering in the winter when growth slows down. Maintain consistent temperature and humidity levels. Increase watering and fertilizing during the spring and summer growing season.

Interrupted Fern

Repotting Not applicable for outdoor planting. If grown in a container (not recommended), repot every 2-3 years in early spring.
Pruning Remove dead or damaged fronds as needed. No other pruning is necessary.
Fertilizing Apply a slow-release, balanced fertilizer in early spring. Avoid over-fertilizing, as it can damage the roots.
Seasonal Care In spring, apply fertilizer and remove any dead fronds. In summer, ensure consistent moisture. In fall, the fronds will turn brown and die back. In winter, the plant is dormant and requires minimal care.

🌞 Light Requirements

Chinese Money Plant

Bright, indirect light. Avoid direct sunlight, which can scorch the leaves.

Low light tolerant: ✅ Yes

Interrupted Fern

Partial shade to full shade. Requires protection from direct sunlight, especially during the hottest part of the day.

Low light tolerant: ❌ No

💧 Watering Needs

Chinese Money Plant

Water thoroughly when the top inch of soil feels dry to the touch. Ensure proper drainage to prevent root rot. Overwatering can lead to yellowing and drooping leaves, while underwatering can cause the leaves to become dry and crispy.

Interrupted Fern

Requires consistently moist soil. Water deeply when the top inch of soil feels dry. Overwatering can lead to root rot, especially in poorly draining soil. Underwatering will cause the fronds to dry out and brown.

🌡️ Temperature & Humidity

Chinese Money Plant

Temperature: 18-24°C

Humidity: 40-60%

Interrupted Fern

Temperature: 10-24°C

Humidity: 50-70%

🤔 Which Plant Is Right For You?

Chinese Money Plant

Chinese Money Plant

Pilea peperomioides
Care: Easy Time: 5 minutes weekly Beginner: Yes

Beginners looking for a visually appealing and relatively low-maintenance houseplant.

✅ Choose This Plant If...

  • You want a unique-looking plant that's easy to care for.
  • You're looking for a plant that's easy to propagate and share with friends.
  • You want a plant that's believed to bring good luck and prosperity.
  • You have a bright spot in your home that doesn't get direct sunlight.
  • You are a beginner plant owner looking for a rewarding experience.

❌ Skip This Plant If...

  • You have pets that might ingest the plant.
  • You tend to overwater your plants.
  • You don't have a spot with bright, indirect light.
📍 Ideal Location: Bright windowsill (east or west facing), shelf, or tabletop in a living room, bedroom, or office.
🎨 Style: Modern, Minimalist, Scandinavian
🏠 Apartment Friendly: Yes
⚠️ According to the ASPCA, Pilea peperomioides is toxic to dogs, cats, and horses. Symptoms include oral irritation, vomiting, and difficulty swallowing. All parts of the plant are considered toxic.
Interrupted Fern

Interrupted Fern

Osmunda claytoniana
Care: Expert Time: 15 minutes weekly Beginner: No

Gardeners with shady, moist areas who want a naturalistic, textural element in their landscape.

✅ Choose This Plant If...

  • You have a shady, moist garden area.
  • You want a unique and textural fern.
  • You want to attract wildlife to your garden.
  • You appreciate the naturalistic beauty of woodland plants.
  • You are an experienced gardener looking for a rewarding challenge.

❌ Skip This Plant If...

  • You have limited space.
  • You cannot provide consistently moist conditions.
  • You want a low-maintenance plant.
📍 Ideal Location: Shady woodland garden, moist stream bank, or shaded patio (in a large container, though not ideal)
🎨 Style: Woodland, Naturalistic, Cottage Garden
🏠 Apartment Friendly: No
⚠️ According to available sources, Osmunda species are generally considered non-toxic to humans and animals. However, it's always best to prevent pets from consuming any plant material.

🎯 Quick Verdict

Best for Beginners Chinese Money Plant
Pet Friendly Interrupted Fern ✓
Less Maintenance Chinese Money Plant
Apartment Friendly Chinese Money Plant

⚡ Key Differences Between These Plants

🎯

Chinese Money Plant is rated Easy care level, while Interrupted Fern is Expert.

💡 Pro Tips For Comparing These Plants

Chinese Money Plant Care Tips

Pilea peperomioides is an easy-to-care-for houseplant that thrives in bright, indirect light and well-draining soil. Rotate the plant regularly to ensure even growth. Avoid overwatering and provide adequate humidity. It's toxic to pets, so keep it out of reach.

  • Rotate the plant regularly to ensure even growth.
  • Allow the soil to dry out slightly between waterings.
  • Fertilize sparingly during the growing season.
  • Provide adequate humidity, especially in dry environments.
  • Monitor for pests and address them promptly.
❄️ Winter: Reduce watering frequency as the plant's growth slows down. Maintain consistent temperature and humidity levels. Avoid placing the plant near cold drafts.
☀️ Summer: Increase watering frequency during the growing season. Protect the plant from direct sunlight, which can scorch the leaves. Provide adequate humidity.

Interrupted Fern Care Tips

Interrupted Fern is primarily an outdoor plant that requires consistently moist, shaded conditions. Indoor cultivation is challenging due to its size and humidity needs. It needs rich, acidic soil and protection from direct sunlight. Regular watering and occasional fertilization are essential for healthy growth.

  • Provide consistent moisture, especially during dry periods.
  • Amend the soil with plenty of organic matter.
  • Protect from direct sunlight.
  • Fertilize in early spring with a slow-release fertilizer.
  • Monitor for pests and diseases regularly.
❄️ Winter: The fronds will die back in winter. Remove any dead fronds to prevent disease. The plant is dormant during this time and requires minimal watering.
☀️ Summer: Ensure consistent moisture during the summer months, especially during dry periods. Provide shade to protect the fronds from scorching. Monitor for pests and diseases regularly.

⚠️ Common Problems & Solutions — Plant Care Comparison

Chinese Money Plant

Common Issues: Leaf drop, Yellowing leaves, Root rot, Leggy growth
Solutions: Leaf drop: Ensure adequate light and humidity. Yellowing leaves: Adjust watering frequency and check for root rot. Root rot: Repot in fresh, well-draining soil and reduce watering. Leggy growth: Provide brighter light and prune to encourage bushier growth.

Interrupted Fern

Common Issues: Frond browning, Root rot, Pest infestations (slugs, snails)
Solutions: Frond browning: Increase humidity and ensure consistent watering. Root rot: Improve soil drainage and reduce watering frequency. Pest infestations: Handpick pests or use organic pest control methods.

❓ Frequently Asked Questions — Comparing These Plants

Chinese Money Plant

What are the light requirements for Chinese Money Plant?

Chinese Money Plants flourish in bright, indirect light. Direct sunlight can scorch their delicate leaves, causing discoloration and damage. The ideal location is near an east- or west-facing window where it receives filtered light. If placed near a south-facing window, use sheer curtains to diffuse the light.

How do I care for Chinese Money Plant?

The Chinese Money Plant thrives in bright, indirect light, so avoid direct sunlight which can scorch its leaves. Water when the top inch of soil feels dry to the touch, usually once a week, but adjust based on environmental conditions. Ensure the pot has drainage holes to prevent root rot. Use well-draining potting mix.

How do I propagate Chinese Money Plant?

Chinese Money Plants are easily propagated through several methods. Stem cuttings can be taken from mature plants and placed in water until roots develop, then planted in soil. “Pups” or baby plants that grow from the base of the plant can be carefully separated and potted individually. Division involves separating the main plant into multiple smaller plants, ensuring each section has roots and leaves. Air layering is also possible but less common.

Interrupted Fern

What are the light requirements for Interrupted Fern?

Interrupted Ferns thrive in bright, indirect light. Direct sunlight can scorch their delicate fronds, leading to browning and damage. An east-facing window is ideal, providing gentle morning light. A north-facing window can also work, but may require supplemental grow lights if the fern isn’t receiving enough light.

How do I care for Interrupted Fern?

Interrupted Ferns require consistent moisture and high humidity to thrive. Plant in well-draining, acidic soil rich in organic matter. Water regularly to keep the soil consistently moist, but not waterlogged. Provide bright, indirect light; avoid direct sunlight, which can scorch the fronds.

How do I propagate Interrupted Fern?

Interrupted Ferns can be propagated through division or by spores. Division is the easier method. In early spring, carefully dig up the fern and gently separate the rhizomes into smaller clumps, ensuring each clump has healthy fronds and roots. Replant the divisions in well-draining, acidic soil and keep them consistently moist.

Last updated: April 22, 2026 — Plant care data reviewed and verified by our editorial team.