Cestrum vs Money Tree Plant Comparison
Compare these two plants side by side — care needs, key differences, and which is right for your home.
Cestrum
Cestrum nocturnum
Cestrum nocturnum, commonly known as Night-blooming jasmine, is a fast-growing evergreen shrub that can reach up to 12 feet tall outdoors. It is prized for its intensely fragrant flowers that bloom at night, releasing a sweet, powerful scent. The plant features slender, willow-like leaves and produces small, creamy-white flowers in clusters. While it can be grown in containers, it is primarily an outdoor plant and may struggle to thrive indoors due to its high light requirements and potential size. People grow it for its unique nocturnal fragrance and attractive foliage.
Money Tree
Pachira aquatica
Pachira aquatica, commonly known as the Money Tree, is a tropical wetland tree that can grow up to 60 feet tall in its native habitat. It's popular as an indoor plant, often featuring a braided trunk created by intertwining several young plants. The plant has palmate leaves with 5-9 leaflets. While it can be grown indoors, it rarely flowers or produces fruit in these conditions. People grow it for its attractive foliage, braided trunk, and the belief that it brings good luck and prosperity.
Quick Plant Comparison
| Feature | Cestrum | Money Tree |
|---|---|---|
| Light | Full sun to partial shade outdoors. Requires at least 6 hours of direct sunlight for optimal flowering. | Bright, indirect light. Avoid direct sunlight, especially during the hottest part of the day. |
| Watering | Every 3-7 days during the growing season, less frequently in winter. | Every 1-2 weeks, depending on environmental conditions |
| Humidity | 40-60% | 40-60% |
| Temperature | 18-27°C | 18-24°C |
| Care Level | Expert | Easy |
| Growth Rate | Fast | Moderate |
| Max Height | Up to 12 feet outdoors, 3-6 feet in a container. | 1-2 meters (indoors) |
| Pet Safety | ❌ Toxic To Pets | ❌ Toxic To Pets |
| Soil | Well-draining potting mix amended with compost or other organic matter. | Well-draining potting mix, such as a blend of peat moss, perlite, and vermiculite. |
| Beginner Friendly | ❌ No | ✅ Yes |
| Weekly Maintenance | 30 minutes weekly | 5-10 minutes weekly |
🔬 Botanical Information — Comparing These Plants
Cestrum
| Scientific Name | Cestrum nocturnum |
|---|---|
| Family | Solanaceae |
| Native To | West Indies |
| Also Known As | Night-blooming jasmine, Lady of the Night, Queen of the Night |
| Leaves | The leaves are lanceolate to ovate, smooth, and glossy green. They are typically 4-6 inches long and 1-2 inches wide, with a slightly wavy margin. The leaves are arranged alternately along the stems. |
| Flowers | It rarely flowers indoors. Outdoors, the flowers are small, tubular, and creamy-white, appearing in clusters at the ends of branches. They are highly fragrant, especially at night. |
Money Tree
| Scientific Name | Pachira aquatica |
|---|---|
| Family | Malvaceae |
| Native To | Central and South America (Mexico to northern Brazil) |
| Also Known As | Money Tree, Saba Nut, Guiana Chestnut, Provision Tree, Monguba |
| Leaves | Palmate leaves with 5-9 leaflets radiating from a central point. The leaflets are oblong or lance-shaped, typically 10-20 cm long and 3-7 cm wide. They are a glossy green color. |
| Flowers | Rarely flowers indoors. In its natural habitat, it produces large, fragrant flowers with long, narrow petals. |
📏 Size & Growth — Plant Comparison
Cestrum
Money Tree
🌱 Propagation — Comparing Plant Growth
Cestrum
Methods: Stem cuttings, Seed
Difficulty: Easy
Tips: Take stem cuttings in spring or summer. Dip the cut end in rooting hormone and plant in moist potting mix. Keep the soil consistently moist until roots develop. Seeds can be sown in spring after soaking them in water for 24 hours.
Money Tree
Methods: Stem cuttings, Seed
Difficulty: Moderate
Tips: Take stem cuttings in spring or summer. Use rooting hormone and keep the cuttings in a humid environment. Seeds can be sown in spring.
✨ Benefits & Features — Comparing Plant Value
Cestrum
The most unique characteristic is its intense fragrance that is released at night. The flowers are relatively inconspicuous during the day, making the nocturnal fragrance a surprising and delightful feature.
- ✓ Provides intense fragrance, especially at night
- ✓ Attracts pollinators like moths
- ✓ Adds a tropical aesthetic to gardens
- ✓ Can be used as a privacy screen or hedge
- ✓ Offers visual interest with its foliage and flowers
- ⚠️ Toxic to pets
Money Tree
The braided trunk is a distinctive feature, created by intertwining multiple young plants. It is also associated with good luck and prosperity in some cultures.
- ✓ Improved air quality
- ✓ Aesthetically pleasing appearance
- ✓ Believed to bring good luck and prosperity
- ✓ Relatively low-maintenance
- ✓ Adds a touch of greenery to any space
- 🌬️ NASA-verified air purifier
- ⚠️ Toxic to pets
📅 Maintenance Schedule — Plant Care Comparison
Cestrum
Money Tree
🌞 Light Requirements
Cestrum
Full sun to partial shade outdoors. Requires at least 6 hours of direct sunlight for optimal flowering.
Low light tolerant: ❌ No
Money Tree
Bright, indirect light. Avoid direct sunlight, especially during the hottest part of the day.
Low light tolerant: ✅ Yes
💧 Watering Needs
Cestrum
Water thoroughly when the top inch of soil is dry. Avoid overwatering, which can lead to root rot. During the growing season (spring and summer), water more frequently. Reduce watering in the fall and winter. Signs of overwatering include yellowing leaves and soggy soil. Underwatering is indicated by wilting leaves and dry soil.
Money Tree
Water thoroughly when the top inch of soil is dry. Ensure good drainage to prevent root rot. Overwatering can lead to yellowing leaves and stem rot. Underwatering can cause leaf drop and crispy edges. Reduce watering frequency in winter.
🌡️ Temperature & Humidity
Cestrum
Temperature: 18-27°C
Humidity: 40-60%
Money Tree
Temperature: 18-24°C
Humidity: 40-60%
🤔 Which Plant Is Right For You?
Cestrum
Cestrum nocturnumGardeners with outdoor space who appreciate fragrant flowers and are aware of the plant's toxicity.
✅ Choose This Plant If...
- You want a plant with an incredibly strong, sweet fragrance, especially at night.
- You have a sunny outdoor space where it can thrive.
- You are experienced with plant care and can manage its needs.
- You are willing to take precautions to protect pets and children from its toxicity.
- You enjoy pruning and shaping plants to maintain their desired form.
❌ Skip This Plant If...
- You have pets or small children who might ingest the plant.
- You lack a sunny outdoor space.
- You are looking for a low-maintenance indoor plant.
- You are sensitive to strong fragrances.
- You live in a climate with harsh winters and cannot provide adequate protection.
Money Tree
Pachira aquaticaBeginners looking for an attractive and relatively low-maintenance indoor plant with symbolic meaning.
✅ Choose This Plant If...
- You want a plant believed to bring good luck and prosperity.
- You are looking for a relatively low-maintenance indoor plant.
- You appreciate the unique braided trunk appearance.
- You want a plant that can tolerate some neglect.
- You want a plant that can help purify the air.
❌ Skip This Plant If...
- You have pets that may ingest the plant, as it is toxic.
- You tend to overwater plants.
- You cannot provide bright, indirect light.
- You are looking for a plant that flowers indoors.
🎯 Quick Verdict
⚡ Key Differences Between These Plants
Cestrum is rated Expert care level, while Money Tree is Easy.
Cestrum has fast growth, while Money Tree grows moderate.
💡 Pro Tips For Comparing These Plants
Cestrum Care Tips
Cestrum nocturnum is primarily an outdoor plant that requires full sun and well-draining soil. It can be challenging to grow indoors due to its high light requirements and potential size. Regular pruning is necessary to maintain its shape and encourage flowering. Toxicity to pets is a major concern.
- Provide at least 6 hours of direct sunlight daily for optimal flowering.
- Water deeply but allow the soil to dry slightly between waterings.
- Fertilize regularly during the growing season with a balanced fertilizer.
- Prune after flowering to encourage new growth and maintain shape.
- Protect from frost in colder climates by bringing indoors or covering with frost cloth.
Money Tree Care Tips
Money Trees are relatively easy to care for indoors. Provide bright, indirect light and water when the top inch of soil is dry. Avoid overwatering and provide adequate humidity. Fertilize during the growing season. Be aware of its toxicity to pets.
- Allow the top inch of soil to dry out before watering.
- Provide bright, indirect light to prevent leaf burn.
- Fertilize regularly during the growing season.
- Prune to maintain shape and remove dead leaves.
- Rotate the plant regularly to ensure even growth.
⚠️ Common Problems & Solutions — Plant Care Comparison
Cestrum
Money Tree
❓ Frequently Asked Questions — Comparing These Plants
Cestrum
What are the light requirements for Cestrum?
Cestrum plants are sun-loving and require ample sunlight to thrive and produce abundant blooms. Ideally, they should receive at least 6 hours of direct sunlight each day. Inadequate sunlight can lead to leggy growth, reduced flowering, and pale foliage. When growing Cestrum indoors, place it near a south-facing window where it can receive maximum light exposure. If sufficient natural light is not available, consider supplementing with grow lights. Rotate the plant regularly to ensure even light exposure on all sides. During the summer months, Cestrum can be moved outdoors to a sunny location, but acclimate it gradually to prevent sunburn.
How do I care for Cestrum?
Cestrum thrives in well-draining soil and requires regular watering, especially during the growing season. Allow the top inch of soil to dry out between waterings to prevent root rot. Provide a sunny location with at least 6 hours of direct sunlight daily for optimal flowering. Fertilize regularly with a balanced fertilizer during the growing season (spring and summer) to encourage abundant blooms. Prune after flowering to maintain shape and promote new growth. Cestrum benefits from consistent humidity. Monitor for pests like aphids and spider mites, and treat promptly. Ensure good air circulation to prevent fungal diseases. In colder climates, Cestrum may need to be brought indoors or protected from frost. Repot every 1-2 years as needed. Pinch back new growth to encourage bushier growth.
How do I propagate Cestrum?
Cestrum can be propagated using stem cuttings. Take a 4-6 inch cutting from a healthy stem, removing the lower leaves. Dip the cut end in rooting hormone and plant it in a well-draining potting mix. Keep the soil moist and provide indirect light. Roots should develop in a few weeks. Division is possible for some clump-forming varieties. Carefully separate the plant at the root ball and repot each section. Keiki propagation is not applicable to Cestrum. Cuttings are best taken in spring or early summer. Maintain high humidity around the cuttings to encourage rooting. Provide bottom heat for faster root development. Once rooted, gradually acclimate the new plants to brighter light.
Money Tree
What are the light requirements for Money Tree?
Money Trees thrive in bright, indirect light. An east-facing window is often ideal, providing gentle morning sunlight. If placing near a south- or west-facing window, use sheer curtains to filter the light. Insufficient light can lead to leggy growth and yellowing leaves. Rotate your Money Tree regularly to ensure even light exposure on all sides. Avoid placing it in direct sunlight, which can scorch the leaves. Observe your plant’s growth; if the leaves are pale or the stems are stretching, it may need more light. Artificial grow lights can supplement natural light, especially in darker environments.
How do I care for Money Tree?
Money Trees are relatively easy to care for, making them a great choice for beginners. Place your Money Tree in a location with bright, indirect light. Avoid direct sunlight, which can scorch the leaves. Water thoroughly when the top inch of soil is dry, allowing excess water to drain away. Overwatering is a common problem, so ensure good drainage. Use a well-draining potting mix. Fertilize monthly during the growing season (spring and summer) with a balanced liquid fertilizer. Prune regularly to maintain shape and remove any dead or yellowing leaves. Maintain a stable environment, avoiding drastic temperature changes. Repot every 2-3 years, or when the plant becomes root-bound. Check regularly for pests and address any infestations promptly. Provide adequate humidity, especially during dry winter months.
How do I propagate Money Tree?
Money Trees can be propagated through stem cuttings or air layering. For stem cuttings, take a 4-6 inch cutting from a healthy stem. Remove the lower leaves and dip the cut end in rooting hormone. Plant the cutting in moist, well-draining potting mix. Cover with a plastic bag to create a humid environment. Keep the soil consistently moist and place in bright, indirect light. Roots should develop in a few weeks. For air layering, make a small cut on a stem and wrap it with moist sphagnum moss. Cover the moss with plastic wrap and secure it with tape. Keep the moss moist. Roots will develop within the moss. Once roots are visible, cut the stem below the roots and plant it in a pot.
Last updated: May 14, 2026 — Plant care data reviewed and verified by our editorial team.